News - Wilde & Wilde Ltd

Pluto Finance launches revolving credit facility for SME housebuilders

FCA issues warning to networks on oversight of ARs

Prime rents accelerate ahead of new rules: Savills

Cover feature: Should leasehold be scrapped?

Landbay reduces rates across Premier remo range

Atom bank Near Prime Index highlights cost of living pressures

Asking prices dip by 0.9% year on year: Rightmove

Protection firms Whiltshire and Holloway Friendly to merge

Mortgage Strategy’s Top 10 Stories: 13 Apr to 17 Apr

Comment: Together through adversity

Broker Focus: Adam Moore, director, Moore Financial Solutions

Paragon launches two buy-to-let loans at 60% LTV

Halifax and Leeds latest lenders to lower prices

The Cambridge reintroduces range of fixes

First Mortgage acquires Home Loan Services`

Prime London sellers return as £2m+ stock climbs in Q1

Nottingham and Leeds Building Society to cut rates by up to 20bps

CSS renews lead valuer agreement with Pure Retirement

Young blood: Solving the recruitment issue

Buy-to-let remortgaging booms in Q1, says UK Finance

Virgin, Fleet and Kensington announce product updates

IMF downgrades UK economic forecasts and heightens inflation expectations

Principality raises some rates by 23bps while trimming others

Leeds BS expands income plus mortgage range to support next steppers

Vernon Building Society hires first chief customer officer

Adding later life advice could boost broker firms by £760K

Flo Group hires O’Dell to expand invoice offering

FTBs pay £307m extra in stamp duty since relief ended: Rightmove

Home ‘flipping’ on the decline as profits drop: Hamptons

Landbay launches small HMO remortgage products

Leek, Precise and Rely cut rates by up to 49bps

Mortgage Strategy’s Top 10 Stories: 06 Apr to 10 Apr

Bridging Watch: Reliability comes into its own

100% mortgage sales hit five-year high

Market Watch: Yet more shocks? Cue our awesome response

Principality relaxes eligibility for 5.5x LTI feature for FTBs

Fleet adds new 2-year tracker products

Octopus Capital and Barratt to deliver 110 new affordable homes

New second charge lending up 37% in February

Defaults rise as households face pressure: BoE survey

Virgin Money hikes trackers and fixes by up to 10bps

Foundation launches limited edition BTL products

Demand for 2-year fixes and variables grows as rates soar

OMS completes full API integration with UTB across resi range

Virgin Money chief executive to retire as Nationwide deal completes

The Right Mortgage network hires Roe as compliance manager

ERC appoints Gorbutt-Powell as head of risk, policy and compliance

Mortgage Strategy’s Top 10 Stories: 30 Mar to 03 Apr

The latest lender rate changes ahead of Easter

Lendlord launches Renters Rights’ Act tool for landlords

Vernon Building Society appoints Sabbaghe as BDM

Rental inflation remains flat as Renters’ Rights Act looms: Goodlord

Leeds BS cuts some rates by up to 30bps but increases others

Barclays makes mix of price increases and reductions

Afin Bank hires Taylor as underwriter

NatWest relaxes LTI requirements for many customers

Nationwide, Keystone, Accord and Leeds announce rate and product updates

Coventry and Notts buck trend with rate cuts

IMLA backs mortgage market amid Iran turmoil

Glenhawk hires Pleasance as BDM

LISA helped more than 50k FTBs in 2025: Moneybox

TSB makes further 50bps hikes; Skipton of up to 25bps

UK Finance’s Roe to step down as director of mortgages

Together adopts nCino Banking Advisor

TSB to hike product transfer rates by 35bps

Mortgage Strategy’s Top 10 Stories: 23 Mar to 27 Mar

Average two-year fix now 5.75% after 92bps jump since outbreak of war

Chancellor meets major banks and confirms mortgage support

NatWest and TSB hike more rates, Fleet relaunches fixes

Deadline extended for Mortgage Strategy Specialist Lending Awards nominations

Mortgage Brain announces CRM Brain update

Richard Sexton leads new team at L&G Surveying Services

Comment: Pure and simple

Average mortgage rate rises from 4.89% to 5.50% in March: Moneyfacts

Yet more hikes of up to 78bps but fall in swaps sparks hope

TSB and Principality rates jump by up to 50bps

Five-year fixes cheaper than two-year deals again

Yet more products to disappear this evening

All new homes to have heat pumps from 2028

Rates still rising with hikes of up to 80bps but Gen H cancels increase

OneDome hires Bryant in growth drive

Labour planning to equalise CGT and income tax, report says

Landbay adds AVMs and HMOs to Premier range

More lenders pull products as 1,500 deals vanish since start of war

Halifax to raise all fixes as Nationwide hikes rates by 30bps

Blog: Does rate frenzy signal re-run of Truss mini-Budget?

Vernon BS mortgage book up 4.6% in 2025

Lender price hikes continue apace

Blog: 2026 – Optimism, challenges and resilience

FCA launches later life lending market study

Blog: UK needs a long-term housing strategy to build resilience

Housing Watch: Maximising the impact of shared ownership

Trumpflation could add up to £1,500 a year to homeloans: Moneyfacts

Precise, CHL and Moda withdraw and reprice fixes

Halifax and BM to raise prices tomorrow

Commercial Watch: Open Finance is coming – are commercial brokers ready?

Listings and viewings picked up in January: Propertymark

Blog: Brokers must pull together to stay successful

Clydesdale Bank pulls selected resi fixes, Furness makes product changes

Nottingham raises rates by up to 35bps as Kensington pulls deals

Barclays raises rates by 15bps across residential range

Pepper Money raises rates by at least 35bps

REIM Capital launches new refurb product

Cover feature: Taming AI: Brokers want to see it brought under control

conveybuddy hires duo as part of team expansion

MT Finance boosts team with appointment of Healy

Nationwide, Virgin and NatWest lift prices

Vida Bank reports strong growth in lending over year

The Cambridge relaunches its First Step mortgage

Inspired Lending reduces bridging rates

Halifax Intermediaries, Coventry and more to raise rates

Mortgage Strategy’s Top 10 Stories: 09 Mar to 13 Mar

News Analysis: Serious headwinds facing landlords and buy-to-let investors in 2026?

Brokers central to FTB homebuying journey: Santander

MFG Rated for Service 2026 – The impact of AI on the mortgage market

Principality, Virgin and Nationwide lift rates

Market Watch: All bets are off… again

News Analysis: AR anger at £250k in unpaid fees

Landbay appoints regional account manager

Lenders continue to withdraw products and hike prices

West Brom achieves B Corp certification

Acre sees 60% jump in mortgage submissions so far this week

Four more lenders withdraw and reprice mortgages

Second Charge Watch: No longer the outcast

Nottingham BS broadens lending criteria for ex-local authority flats

Renter demand falls 14% in last 12 months: Zoopla

Accord Mortgages increases rates by up to 0.70%

Hodge Bank signs Mortgage Industry Mental Health Charter

Tenants need to earn £43k to afford average rent despite 2% dip

TSB to hike ALL products by 50bps

BTL lenders pull entire ranges amid ‘exceptional’ volatility

BDLA opens nominations for new board members

Santander for Intermediaries and TSB make rate increases

Lenders continue to hike rates

One to One: Leon Diamond, founder and CEO of LiveMore

Bridging finance applications increase while loan books remain above £13bn: BDLA

Mortimer Street Capital and Visionary Finance hire Madden as director

MFG Rated for Service 2026: Championing buy-to-let

Mortgage Strategy’s Top 10 Stories: 02 Mar to 06 Mar

Fixed-rate mortgage rates rise this week due to Iran war: Moneyfacts

Fleet widens BTL criteria to support landlord affordability

Nationwide becomes latest lender to increase rates

OSB reports an 8% fall in pre-tax profits for 2025

Pure Retirement chief Paul Carter to move into chair role

New second charge business grows 35%: FLA

Nottingham Building Society reports 20% profit boost for 2025

Nationwide doubles down on green home improvements with 0% borrowing extension

Rental growth slows to 2% in February, says Goodlord

Vida enhances specialist residential range

Comment: Navigating the modern lifestyle maze

Gen H u-turns on reprice as gilt yields rise overnight, Vida and CHL withdraw products

OBR points to 2% inflation target by late 2026

Rayner and Gove urge govt to end leasehold ‘extortion’ and face down legal threats

Access FS hires Vadhia as group financial controller

Blog: Fiscal season and BTL – why stability matters as much as incentives

Santander UK lowers ‘My First Mortgage’ rate by 0.20%, among other cuts

Catalyst launches development finance product

More than half of advisers ‘very confident’ about business outlook: IMLA

Introducing the Mortgage Strategy Specialist Lending Awards

Mortgage applications exceeding 4x salary double in the last 3 years: Mojo

Annual house price growth steady at 1%: Nationwide

Money Talks: Building Protection into Everyday Planning Conversations

Mortgage Strategy’s Top 10 Stories: 23 Feb to 27 Feb

Later life lending up 15.1% in Q4: UK Finance

Coventry for intermediaries reduces selected resi rates, Principality lowers prices

Coventry BS mortgage advances grew 43% in 2025

Upsizers reach highest market share since 2021: reallymoving

TSB and Shawbrook lower prices

Landlords aware of Renters’ Rights Act but need for greater support: Paragon

Kensington cuts rates for Resi 12 and Resi 6 ranges

Together hires former Leeds BS chief executive Fearon

Melton expands 100% LTV mortgage product nationwide

NatWest for Intermediaries relaxes credit score requirements

TMW cuts rates by up to 0.20% for limited company landlords

Comment: The roadmap ahead

FCA sets out plans to close gaps in borrowers’ credit files

Principality BS reports resi lending grew to £11.1bn in 2025

February set for highest number of new home listings: Zoopla

Mercantile Trust joins Twenty7tec’s RESEARCH platform

Aldermore adds two BDMs to commercial real estate team

Reform pledges to scrap Renters’ Rights Act

Nottingham to allow zero-hours and agency income

Average mortgage LTV falls to 59%: IMLA

NatWest and Gatehouse Bank reduce rates

TSB lowers selected resi products

TMA partners with eco-Landlord to help EPC upgrades

LiveMore joins Twenty7tec’s affordability tool

Islamic bank Offa launches residential home purchase plan

Mortgage Strategy’s Top 10 Stories: 16 Feb to 20 Feb

Give clients the good news: Imla

Nearly one in 10 firms joining FCA register gives mortgage advice

House buyers paid £899m in Stamp Duty in January

Whitehall Lending rejoins the BDLA

Property sales at auction jump 53% year on year

Pure Retirement adds white-label tools for advisers

Buy-to-Let Watch: A brighter outlook than we thought

FCA boss talks mortgage risk trade-offs in candid chat

Skipton posts mortgage balances up 7.9% to £33.3bn

e-Money Capital joins BDLA as lender member

RAW Capital Partners promotes three

Molo partners with OMS Originations

Weaker jobs market could prompt March base rate cut

Together announces £59.3m profits for Q4

Halifax raises rates as Gen H and others make 20bp cuts

OSB Group appoints Hoole as BDM

West One and Saffron join Knowledge Bank’s platform

NatWest, Barclays and Virgin make rate changes

Connect goes live with Instamo’s FastSubmit solution

Blog: The relevance of the human element in AI-driven support models

Mortgage Strategy’s Top 10 Stories: 09 Feb to 13 Feb

Fixed-rate mortgage prices flat this week, says Moneyfacts

ModaMortgages cuts rates by up to 20bps; Stafford BS reduces SVR

Nationwide and TSB cut fixed rates for new and existing customers

TSB and Atom trim prices as Leek BS hikes BTL rates

LMS expands existing partnership with Gen H

A quarter of FTBs paid stamp duty before last year’s shake-up

Construction output falls for third consecutive month: ONS

A third of home sales take longer than 17 weeks: Propertymark

The Exeter calls for industry action as protection understanding lags

The Mortgage Strategy Awards 2026 – judging process underway

Would-be first-time buyers are closer than they think, says BSA

Fall in number of rooms available for lodgers: SpareRoom

Nationwide allows mortgage deeds to be signed digitally

Younger borrowers being hit hardest by fees: L&C

Countrywide Surveying Services launches SurveySphere

Month-on-month rental prices fell across majority of regions: Propertymark

NatWest and Rightmove announce three-year partnership

Twenty7tec unveils Elevate podcast for advisers

Mortgage Strategy’s Top 10 Stories: 02 Feb to 06 Feb

Santander UK hires Merritt from Yorkshire Building Society

Leek BS enhances lending policy with new 12-storey property criteria

Average house price tops £300,000 for the first time: Halifax

TSB lifts rates by up to 0.15%

Average rents increase 2.4% in Jan as demand softens: Goodlord

MAB’s Dashly deal aims for lifetime journey with clients

Key Group extends partnership with Finova

Keystone Property Finance hires two BDMs

Investec survey finds HNW brokers more optimistic than ever

MPs launch inquiry into draft leasehold rules

Four in 10 landlords plan to refinance BTL property in next 12 months: Paragon

Barclays, Notts, Moda and CHL raise rates

Blog: PRS can rise to mammoth MEES challenge

Clydesdale Bank becomes latest lender to hike rates

PRA and FCA announce first cohort to join scale-up unit

HMOs continue to outperform wider PRS with average yields of 7.3%: Pegasus

RAW Capital allows foreign nationals to service interest payments from UK banks

Buckinghamshire BS expands credit revive range

Pivotal acquires CLS Money, enters agreement to buy Simply Lending

Bank of England expected to hold rates this week

Alternative Bridging appoints Mistry as BDM

Mortgage Strategy’s Top 10 Stories: 26 Jan to 30 Jan

Headline mortgage rates rise this week, but underlying cuts dominate: Moneyfacts

Property transactions flat in ‘resilient’ December

FPT Group report points to rapid productivity gains for industry

Cambridge adds two fixed rate RIO options to later life range

FCA seeks views on how to help close protection gap

Selina Finance launches no-val products with Hometrack integration

SDKA appoints Holehouse at underwriter

Just Mortgages launches adverse credit advise team

Government sets 2035 start date for Decent Homes Standard

Shawbrook makes three sales appointments

NatWest launches new 6x LTI lending criteria and WhatsApp channel for brokers

Brokers in Wales and the South expect to write more business in 2026: Primis

Remortgaging forecast to grow to £110bn in 2027: Imla

Shawbrook cuts rates by up to 50bps, TSB makes BTL changes

MT Finance and Gatehouse Bank lower prices

Hampden Bank hires trio to expand presence in North and Midlands

Gen H launches 95% LTV lending for non-PAYE applicants

Equity release market grew 11% in 2025: ERC

Principality announces £20m partnership with Rochdale

Campaigners fear government u-turn on ground rent cap

Paradigm partners with Comentis

Network growth outpaces DA market for another year

Mortgage Strategy’s Top 10 Stories: 19 Jan to 23 Jan

Clydesdale reduces resi fixed rates

Gatehouse partners with Algbra Group to help overseas buyers

Mortgage Strategy proudly presents MS NextGen’s Class of 2026 mentors

LendInvest forms funding partnership with Castlelake

Majority of landlords remain positive or neutral on prospects: Landbay

TSB and LendInvest cut rates by up to 35bps

Vida launches new high LTV Pathway range

Mortgage Advice Bureau takes over Dashly

UK Finance welcomes eight new signatories to Financial Abuse Code

Govt updates new build design guidance

RAW Capital Partners introduces pre-AIP AVMs

Nationwide extends 6x income lending to home mover and remo customers

Average rents climb by 4% over 2025: ONS

NatWest to cut new business and existing customer rates, Newcastle trims prices

Vernon BS lowers variable rates by up to 0.16%

TMG Mortgage Network hires Smith as head of sales and recruitment

Kensington, UTB and Market Harborough join rate cuts

MAB welcomes Handelsbanken to lender panel

Remortgaging increased as home sales dipped in Q4: Conveybuddy

LendInvest hires Gokani as BDM

Virgin and Halifax Intermediaries reduce rates

BDLA adds Pallas Capital as lender member

TML raises max LTV to 95% for residential borrowers

YBS Commercial removes product tiering

Blog: How advisers are reframing the role of bridging finance

New second charge business grows 27%: FLA

Mortgage Strategy’s Top 10 Stories: 12 Jan to 16 Jan

South West London sees biggest rise in prime rents: Savills

United Trust Bank unveils two second charge ranges

Hesitation dampened Q4 property transaction activity: Landmark

Foxtons reports revenue up but profits flat for 2025

Stonebridge hires Obee as national recruitment manager

Taylor Rose promotes Maflin to head of remortgage

DA contraction vs network growth: The new market divide?

Equity Release Council promotes Melville-Kelly to deputy chief exec

Leeds BS and HSBC become latest lenders to lower rates

SNM Bridging Finance joins the BDLA

Suffolk trims prices by up to 26bps

Interbridge announces £300m funding facility with Citi

Rise of BTL transactions through limited companies set to continue: Paragon

Saffron for Intermediaries partners with Brickflow

Furness BS partners with Gen H

HLPartnership hires Creswell as senior recruitment manager

Bank of Ireland extends max LTI across range

Pallas Group launches Pallas Capital in the UK

Falling rates and product choice growth sets a positive stage for 2026: Moneyfacts

Leek BS makes rate reductions across core range

Lender activity picks up after Christmas lull, says Moneyfacts

The future of financial literacy

Blog: What will shape the buy-to-let market and PRS in 2026

Housing transactions up 1% in November 2025: HMRC

Hodge lowers rates by up to 0.30%, Halifax Intermediaries trims prices

HTB promotes Ireland and Baker to regional account directors

Gen H makes changes to sales team

MT Finance hires James Briggs as national account manager

Demand for UK property is increasingly global

Black & White Bridging appoints Russell as commercial director

MAB appoints Richardson to newly created protection role

HSBC UK customers to access L&G annuities

House price growth may offset falling mortgage costs, Moneyfacts says

Cowdell rejoins Iress as senior business development manager

Suffolk BS unveils expat self-build proposition

Darlington hikes max LTV on ltd co buy-to-let

Gen H trims prices by up to 20bps

Mortgage approvals dip but industry points to resilient market

Comment – Purposeful action succeeds

Leeds BS cuts rates by up to 0.26% for FTBs

Christmas message from Mortgage Strategy

Lendlord survey shows 66% of landlords planning for growth

MFG RFS 2026 launch – Positive feedback: Interview with Paul Shearman/David Booth

Cynergy Bank launches first mortgage-backed security

Close to home: Economic abuse

Pace of lender rate cuts stays low, says Moneyfacts

House sales hit three-year high, says Zoopla

MPC decision: Mortgage market welcomes ‘festive’ bank rate cut

Gen H changes internal credit scoring system

Younger landlords driving ltd company BTL ownership

Average mortgage size grows 3.5% in a year: Stonebridge

Inflation falls to 3.2% in November: ONS

Landlord rental yields hit record high

Buy-to-Let Watch – Budget done, MEES to go: The EPC countdown is on

House prices to rise 2-3% in 2026, Jackson-Stops predicts

Housing market to see modest growth in 2026 after a steady 12 months: Halifax

Govt policy is the biggest risk to the mortgage market: Black & White Bridging

Vernon BS launches JBSP range

Use brownfield sites to help solve housing crisis: Family BS survey

News Analysis: Budget brake ‘should lift at last’

Easing in affordability pressures boosts buyer demand: Nationwide

Mortgage Strategy’s Top 10 Stories: 08 Dec to 12 Dec

Most landlords ‘can’t afford’ EPC upgrades: NRLA research

FCA fines Nationwide £44m for anti-fraud failures

Pace of progress on energy efficiency has halved: Rightmove

Blog: You can’t move there mate!

Blog: 30 years on: Why our latest innovation is the biggest in the history of Paragon

News Analysis: ‘Hands off our housing market’: What’s in store for 2026?

Second charge mortgage lending up 32% in October: FLA

More2life cuts ERCs on Flexi deals and updates age criteria

West One hires trio to mortgage division

Twenty7tec launches data analytics platform INSIGHT Pro

Atom bank achieves record quarter for commercial mortgages

Market Watch: Such a supportive profession

Revealed: The MITAs winners 2026

MIT Live: Is it AI or advice; or AI with advice?

Largest increase in mortgage advances since 2020 with 36.9% rise: BoE

MIT Live: Brokers that don’t use AI will be replaced by those that do

The Cumberland joins L&G’s Ignite platform

KRFI withdraws from new business

Four in five brokers bullish on bridging, says Black & White

Virgin Money pares back fixed rates

Last chance to register for MIT Live

Landbay launches specialist holiday let range

RAW Capital Partners launches mortgage range for UK borrowers

House price growth to hold steady for 2026: Hamptons

Mortgage Strategy’s Top 10 Stories: 01 Dec to 05 Dec

Day in the Life of… Ashleigh Clark, Gatehouse Bank

Building society growth on regulators’ agenda as sourcebook scrapped

Kensington cuts BTL rates and Coventry trims resi prices

Blog: Give the doomsters a wide berth

First Mortgage acquires Kinleigh Folkard & Hayward’s mortgage division

More retirees now renting, says government survey

Nationwide launches lowest fixed rate since September 2022 at 3.58%

Average age of first-time buyer climbs 2 years since pandemic

Chetwood increases max exposure limit to £10m for both BTL lenders

L&C Mortgages appoints Payne as COO

The Mortgage Works lowers rates by up to 0.20%

Twenty7tec and SmartSearch expand partnership

Paragon Bank profits flat, loan book rises

Notts BS launches new BTL range

Norton Home Loans joins L&G’s Mortgage Club lender panel

C&M Wealth integrates bridging criteria with Knowledge Bank

UK’s major lenders pass BoE stress tests

One week left before MIT Live!

Advise Wise adds later life cost of borrowing tool

Vernon launches expat BTL deal

Dudley refreshes two- and five-year fixes, Cumberland trims core holiday let prices

OBR describes early release of Budget “worst failure in 15-year history”

Octopus Capital and Vistry to deliver affordable homes in North Devon

Esteemed names turn out for Take Me Home concert

Borrowing falls back to £4.3bn in October after spike in September: BoE

Recognise Bank grows loan book by 30%, opens new office

Blog: Underwriting without the waffle

Mortgage Strategy’s Top 10 Stories: 24 Nov to 28 Nov

Three-year fixes see biggest cuts: Moneyfacts rate watch

Lloyds to cut proc fees on PTs across all brands

Budget tax rumours hit house sales and buyer demand: Zoopla

Nationwide and Virgin Money cut rates by up to 19bps

Later life lending up 18% in Q3: UK Finance

Gap between FTB mortgage costs and rent soars 36%

FOS plans levy increase for 2026/27

GB Bank promotes three staff in lending team

Autumn Budget 2025: Worth the wait?

‘Prepare for valuation chaos, disputes and cliff edges’: Industry verdict on Mansion Tax

Budget tax attack means rent rises and landlords selling up, experts say

Landlords to pay more property income tax from 2027: Autumn Budget 2025

Allica refreshes owner-occupier range and launches cashback offer

First2Protect launches broker portal

Stamp duty and council tax top market concerns on eve of Budget

Ecology appoints Pearson and Midgley as BDMs

Bennison Brown and Stonebridge extend partnership

Norton joins MAB lender panel

BM Solutions increases max age on BTL and let to buy

Potential property tax changes causing market uncertainty: Rightmove

One to One: Steve Carruthers, growth director at Fignum

Leeds BS and TSB lower rates

Older first-time buyers continue to rise: Santander

Lender mortgage cuts continue to drag down average rates: Moneyfacts

Mortgage Strategy’s Top 10 Stories: 10 Nov to 14 Nov

FCA says its simplification of reporting rules to ‘save firms over £100m’

Buy-to-Let Watch: A call for purposeful reform

Right Mortgage Network launches protection advice tool

Blog: Radical housing policies risk BTL chaos

Imla elects Coventry’s Stinton as new chair for 2026

Fully digital home-buying process takes step forward as new coalition launches

Rise in number of FTBs choosing lower-deposit mortgages: Barclays

OneDome acquires Mortgage Intelligence from Connells

Paragon Bank hires Glass as head of mortgage operations

Cover feature: Profile of Roland McCormack – Aiming high

Source Insurance partners with ActiveQuote

Sum raised through residential auctions climbs 7%

Iress adds new features to equity release service on The Exchange

House price growth slows to 2.6% in September: ONS

A third of adults struggle to get a mortgage, Shawbrook finds

Stage 2 of the MS Awards 2026 now open!

Inflation eases to 3.6% in October: ONS

Mortgage Brain signs up new buy-to-let lender Rely

Comment: Protection is not an impossible mission

FSCS limit rises to £120,000 next month, regulator confirms

L&G’s Mortgage Club adds Ecology to lender panel

The Right Mortgage hires Truslove as mortgage development manager

The Mortgage Mum launches On the Ladder

Bridging Watch: What the Autumn Budget could mean for the bridging market

Barclays cuts rates on 5-year fixes, Skipton for Intermediaries lowers prices

House prices softening as Budget looms: Rightmove

Mortgage Strategy’s Top 10 Stories: 10 Nov to 14 Nov

Average fixed rates fall after lender rate cuts: Moneyfacts

Budget nervousness fuels “inertia” in the property market: Knight Frank

Barclays increases max LTI to 6x income

Halifax lowers non-UK national minimum income requirements

Government reveals when Renters’ Rights Act comes into force

MQube adds new underwriting feature to Origo

Atom Bank adds new tier fee to its Near Prime range

Average bridging completion time falls to 41 days in Q3

April Mortgages joins Primis lender panel

BDLA hires Adam Tyler as new chief executive to replace Vic Jannels

Accord calls for more policy reform, reg review and support for lender innovation

Stonebridge hails higher mortgage applications and ‘aggressive’ rate cuts

Taylor Wimpey urges government to support first-time buyers

Gap widening between broker demand and lender innovation in specialist BTL market: Finova

LHV names its new director of lending

Halifax and BM cut rates, while Accord reprices both ways

Housing secretary hints at extra new towns when grilled on 1.5 million housebuilding targets

Hodge increases maximum loans and LTVs

FCA chief flags up ‘structural challenges’ to homeownership

Brokers warn housing policy uncertainty is impacting homebuyer activity: Notts BS

Second charge mortgage lending up 36% in September: FLA

NatWest launches shared ownership mortgages

New home registrations rise 8%: NHBC

Santander to allow brokers to accept PT offers on behalf of clients

Third of people previously used mortgage to fund major spending: Pepper

Principality, TSB and HSBC announce rate reductions

CHL Mortgages launches 80% LTV buy-to-let range

Hodge Bank appoints Hill as CTO

Comment: Next stage is critical

FHL to pay £500 for green mortgage completions

Mortgage Strategy’s Top 10 Stories: 03 Nov to 07 Nov

Comment – Best for service? Humans

Average fixed rates drop by 3 basis points: Moneyfacts

More2life launches free CPD webinars on later life lending

One in five FTBs have a 40% deposit: Moneyfacts

New look MS Awards with new-look Best Network categories

Catalyst rejigs underwriting team

Paragon announces promotions in its development finance division

Social housing providers face mounting risks, regulator warns

MPC decision: BoE maintains interest rate at 4%

HM Land Registry unveils strategy to speed up property transactions

TMW lowers BTL prices by up to 0.30%, Virgin reduces rates

Vernon BS adds range of complex prime mortgages

Leeds, Coventry and Newcastle cut rates by up to 30bps

MIT Live to open with ‘digital transformation’ keynote

Hodge bolsters interest-only criteria

Shawbrook expands use of AVMs

Blog: Landlords need time to adjust to Renter’s Rights Act

Tenants feeling stuck due to lack of affordable rental homes

Aldermore adds new BTL limited edition products and lowers rates

MFG Rated for Service 2025 survey now live!

Market slows ahead of Budget but October shows record product choice: Twenty7tec

Broker Focus: Connor Ross, founder and specialist property finance broker at BridgeCross Finance

Rents down 12% in October: Goodlord

HSBC introduces new LTI multiples for higher earners

Hampden Bank appoints chief banking officer and COO

MPC preview: Surprise rate cut?

Estate agent takes blame for Chancellor’s rent rule breach

InterBay and Santander cut rates

Some generous rate cutting from lenders: Moneyfacts

Transactions lift 4% in September: HMRC

Perenna launches range of 7- to 15-year loans

Cost of living keeping adults stuck in house shares: OneFamily

Foundation and Leeds Building Society trim costs

Time to enter Mortgage Strategy Awards 2026

Shawbrook £1.9bn market debut is London’s biggest IPO this year

Chancellor avoids probe after breaking rent licence rules

Resi first charge and BTL mortgage complaints both rise by 27%: FoS

UTB promotes Mirakian to become ‘broker champion’

The Mortgage Works enhances range to support landlords growing their portfolios

Lenders lower BTL rates after Renter’s Rights Act becomes law

Borrowing hits six-month high as approvals rise in September: BoE

PRA edges closer to relaxing small bank lending rules

Halifax Intermediaries and Bucks BS make change ranges

Reformed developer levies must capture land rises to fund new towns: MPs

Insurance Watch: Turning scepticism into clarity

Brokers give backing to home sales revolution: HSBC

HSBC grows UK lending but global profits hit by Madoff

Aldermore hires Pendlebury as BDM for the North

Renter’s Rights Bill becomes law as landlords call for six-month’s grace

Virgin launches new products, Principality Intermediaries lowers rates

Offa hires Ismail as BDM

Vibrant Mortgages partners with Stonebridge

The Mortgage Works intros DIPs for limited company landlords

MPowered stops accepting mortgage applications as parent explores sale

Housing market records first annual fall in new sales in two years: Zoopla

West Brom BS cuts selected 3-, 5-year rates by up to 24bps

Mortgage Strategy’s Top 10 Stories: 20 Oct to 24 Oct

Landbay cuts rates by up to 25bps and Shawbrook boosts range

NatWest lifts mortgage lending by £1.7bn in Q3

Commercial Watch: Town centres reinventing themselves

Chetwood Bank kicks off £1,000 monthly broker draw

MIT Live confirms Sarah Furness as closing speaker

Steady inflation sees markets step up bets on Christmas rate cut

Government unveils emergency measures to tackle housebuilding crisis in London

Co-op withdraws select fixes, HSBC makes rate cuts

Home finance complaints fall in H1: FCA

Foundation launches fixed-fee and green short-term let deals

Access FS launches specialist finance packaging arm

Uptake of Nationwide Helping Hand scheme soars by 53%

Renter’s Rights Bill to become law as it heads for Royal Assent

Good Place Lettings launches ‘ethical’ London agency for private landlords

Atom seeks 30 new staff including two mortgage roles

Accord lowers BTL stress rates to boost affordability

Barclays mortgage lending jumps 45% to £9.6bn in Q3

Average rents jump by 5.5% in year to September: ONS

Inflation unexpectedly sticks at 3.8% in September: ONS

BoE’s Bailey warns of ‘alarm bells’ in private credit markets

Gen H lowers rates by up to 25bps

Reeves doubles down on admin and planning checks to save firms £6bn

Aldermore appoints Arnold and Gudgeon to its commercial real estate team

West One hires Pettit as regional account manager

Keystone promotes Barnes to head of product transfers

Habito expands mortgage advice team

Chorley launches new remortgage products, Landbay trims prices

Market Financial Solutions expands title insurance coverage

Vernon BS unveils later life mortgage range

News Analysis: Free legals – getting what you pay for?

BoE’s Pill cautions against cutting rates ‘too far, or too fast’

Building societies tending to reduce rates in quiet week: Moneyfacts

Mortgage Strategy’s Top 10 Stories: 13 Oct to 16 Oct

First Mortgage Solutions rebrands consumer business

Dudley BS appoints new telephone BDM

Advisers seeming to prefer the AR model

Market Harborough BS cuts large resi loans by up to 26bps

Landbay launches two premier like-for-like products

Higher taxes on wealthy will be ‘part of Budget story’: Reeves

Vida launches holiday BTL range

Mortgage Strategy revamps flagship event and launches Specialist Lending Awards

Zephyr adds 12-bedroom HMO and MUFB products

Lenders back govt reform on home buying and selling process: Imla

United Trust Bank cuts selected BTL rates by up to 190bps

Tech Watch: Digitisation is crucial

Young renters need to earn £40,000 to live in London: SpareRoom

Pepper Advantage appoints Golding as first group board chair

Vida more than doubles H1 gross mortgage lending

BoE’s Taylor warns UK economy heading for ‘bumpy landing’

House prices in England and Wales decline by 3% YoY in September: e.surv

Clydesdale makes valuation fee changes, Hodge cuts rates

Ministers gain powers to block councils from refusing planning permission

Roma Finance hires Wilfan and O’Leary

Finova extends strategic partnership with LV=

HTB promotes Slade to BDM for North East and Scotland

SDKA accelerates time-to-cash with launch of residential AVM

Legal & General appoints Wheway as chair

FCA to run open banking mortgage tests

Millennial landlords account for record 50% of shareholders in new BTL limited companies: Hamptons

Gen H hires Palmer as sales and distribution director

Wey Bridging Finance joins BDLA

Santander reprices in both directions, HSBC lifts rates

Mortgage Strategy’s Top 10 Stories: 06 Sep to 10 Oct

Housing minister ‘revokes’ green belt restrictions for local planners

Average two- and five-year fixed remain unchanged for fourth week: Moneyfacts

News Analysis: ‘Landlord fire sale’ on the cards

Aldermore adds new limited edition products, TML enhances BTL range

Blog: Building a team around values of diversity and inclusivity

Exclusive: Coventry BS consults on over 100 job losses after Co-op merger

Just 5% of homemovers and 40% of FTBs avoid stamp duty: Rightmove

Two BoE rate setters back ‘higher for longer’ rates

Imla warns Chancellor against ‘tinkering’ with homes taxes in Budget

See what AI is delivering right now. Insight and Q&A at MIT Live

NatWest pulls 11 landlord purchase and remo deals

Badenoch pledges to scrap stamp duty

Together scraps 1.5% fee for foreign national and expat BTL deals

Tech Watch: Artificial intelligence is still a work in progress

Shared Ownership Council transfers code to NHQB as it wraps up

TMW intros ltd company loans, Newcastle refreshes interest-only PTs

ERC and AMI join forces to transform later life lending

Right Mortgage Network appoints compliance director

Mortgage Strategy Run Club launches northern chapter in Manchester

The need for climate resilience in new homes

Hampshire Trust Bank hires Khan as London bridging BDM

Conservatives vow to hand £5,000 tax rebate to FTBs

HSBC launches top slicing for landlord loans

Shawbrook confirms London IPO

Gov plans homebuying ‘shake up’ to cut time and costs

Aldermore enhances affordability criteria for owner occupier

Halifax, NatWest and Saffron BS make rate changes

Coventry for intermediaries relaxes loan sizes and LTV limits

Mortgage Strategy’s Top 10 Stories: 29 Sep to 02 Oct

Clydesdale Bank withdraws selected variable rates, launches others

Santander UK CEO Regnier to step down

Letting agents could lose quarter of income under new rules

FCA launches Consumer Duty review in bid to cut rules

National insurance on rental income tax on ‘working people’: Housing body

New broker network Altura launches with plans to ‘future-proof’ brokers

Up to 8,500 affordable homes at risk of standing empty

Brightstar diversifies into school fees finance

A fifth of new BTL companies owned by foreign investors

‘Persistent’ inflation should mean rates stay on hold: BoE Mann

Gen H launches part and part mortgages for buyers with small deposits

ModaMortgages boosts 80% LTV landlord offers

FCA urges firms to report ‘unlawful’ finfluencers

Perenna hires Mannakee as national account manager

HTB appoints Kiely to key sales role

Rate cuts at Afin Bank, Principality and SDKA plus minor increases

UK property transactions up 15% this year: Coventry

England unveils 12 new towns. What next?

Hilco Real Estate Finance appoints Shirwani as MD

Transactions dip by 2% in month to August: HMRC

Stonebridge and The Mortgage Shop renew partnership

Reeves cool on wealth tax, leaves door open for higher property charges

Ultimate Finance lowers bridging prices, HSBC makes rate changes

Platform launches to provide faster title insurance

Reed names England’s dozen new towns

Housebuilders need ‘skill, baby, skill,’ homes body to tell Labour

Mortgage Strategy’s Top 10 Stories: 22 Sep to 26 Sep

Average fixed rates hold steady despite lender moves: Moneyfacts

More2life tells FCA equity release should not be a ‘last resort product’

Santander product transfers across major sourcing systems goes live

Remortgage instructions and completions fall in August: LMS

Blog: The new build infrastructure gap for lenders and brokers

Landlord tax probes net record £107m

Castle Trust Bank launches light refurbishment with drawdowns product

Nationwide appoints Thompson as director of mortgage intermediaries and partnerships

LiveMore hires Beswick as key account manager for North

Fleet snips HMO and MUFB rates by up to 15bps

Cornerstone boosts network development team with two hires

Furness BS appoints Lawford as BDM

NatWest launches BTL loans, changes selected resi rates

BoE’s Pill ‘comfortable’ on inflation, but OECD raises UK forecast

Folk2Folk appoints Chung as chief exec as Warren retires

Target Group hires Read as head of risk

Five-year fixes most popular among remortgaging landlords: Landbay

Molo adds low-fee and low-rate for non-UK resident landlords

MAB lifts completions 17% to £14.2bn in H1

LMS expands National Property Transaction Network with 42 new stakeholders

Mini-Budget three years on: Short-term rates still higher

Virgin Money launches new deals, cuts rates by up to 0.34%

News Analysis – Property taxes in chancellor’s Budget crosshairs

Offa cuts BTL rates by up to 0.34%

Brokers and lenders split over future of home loans advice

Pivotal Growth acquires Believe Money Group

FCA’s mortgage rule review promises sweeping changes

Comment: Advisers know what works

Mortgage Strategy’s Top 10 Stories: 15 Sep to 19 Sep

HLPartnership hires McAllister as senior recruitment manager

Subdued week for fixed mortgage prices following base rate decision

Saffron expands range and updates products

Rosemount Financial Solutions adds Offa to lender panel

Stamp duty receipts up as market awaits tax shake up

Together lifts loan originations 6.7% to £3.2bn

Nationwide cuts rates by 18bps, West Brom brings back 3-year loans

MPC decision: Industry disappointed but not surprised

Final call to enter MITAs 2025 awards

Vida launches cashback option for FTBs up to £1,250

Home affordability eased in 2024 but ‘long-term trend’ remains: ONS

MT Finance hires Robbins as national account manager

The Mortgage Works cuts selected two- and five-year fixes

‘Risk is good,’ says FCA chief economist

Co-op relaunches mainstream and BTL ranges, Accord increases BTL new business rates

Rents up in August as PRS supply issues continue to bite

UK housing system costing economy £1.5bn a year: Santander

OneDome launches customer referral app with car as top prize

Majority of landlords no plans to sell: Landbay

Building Societies Association appoints Harrison as chief executive

Special Report – Optimism and opportunities in the commercial mortgage market

Comment: Commercial real estate – a very clear opportunity

Gen H approves £90m via New Build Boost since launch

Simplybiz-owner Fintel lifts acquisitions fund to £120m

Ecology BS joins PMS Mortgage Club and Sesame network lender panels

Aldermore hosts Downing Street housing roundtable

London housebuilding in ‘crisis,’ says study

Foundation accepts council tenants and Barclays boosts criteria

Selina Finance boosts proc fee on second charge product

Pure Retirement hires London BDM, boosts broker services

Ideal London venue confirmed for MIT Live

Housing secretary Reed promises ‘blitz’ of new homes measures

Market Harborough BS cuts rates, Clydesdale Bank and TSB lift fixes

Mortgage Strategy’s Top 10 Stories: 08 Sep to 12 Sep

Editor’s Note: United in hope and purpose

Inflation preview: Markets braced for 4% high

Rate rises outweigh cuts in quiet week: Moneyfacts

MPs renew calls for reform of ‘confused’ LISAs ahead of Budget

Nearly half of all BTL purchases in Midlands and North

CHL Mortgages announces major expansion to BTL range

Santander raising rates; Fleet makes price cuts

Energy professionals query EPC study findings

Government calls in banks to tell them to make FTBs ‘top priority’

LiveMore launches limited edition £1,000 cashback product

Saffron revamps Retentions Range

YBS Commercial Mortgages eases criteria, launches product

Lloyds Banking Group adds £4bn to FTB lending

BTL rates at their cheapest level in three years: Moneyfacts

Market Watch: Is this the real life? Is this just fantasy?

First Mortgage Solutions hires Morgan as sales director

Pexa adds sales and purchase function to property platform

Jump in borrowers locking in early then switching again: FCA

TSB launches new build guarantee for brokers

Volume and value of later life lending up in Q2, finds UK Finance

Shark Den at MIT Live – showcase your innovation

LendInvest boosts development finance team with new hire

Hodge lifts max LTV to 95%

Share of buyers leaving London at lowest level in 12 years

Housing secretary vows to ‘build, baby, build’ ahead of developers meeting

Second charge lending hits 17-year high in July: FLA

Suffolk raises max LTV on JBSP and new builds

Homes England signs £150m housebuilding JV with Vistry

Reed becomes new housing secretary after Rayner exit

Cabinet reshuffle following Rayner resignation

Renter’s Rights Bill in final stretch with Commons debate next week

Mortgage Strategy’s Top 10 Stories: 01 Sep to 05 Sep

Rayner resigns from government after stamp duty affair

Newcastle for Intermediaries launches 98% LTV product for FTBs

House prices rise for third month in a row: Halifax

Chetwood Bank hires Lawton to head up launch into bridging market

Blog: Leaks and kite flying is hugely damaging to market

Nationwide increases rates by up to 0.20%

Santander pilots streamlined customer payslip proof with Experian

Principality lowers prices by up to 0.15%, Atom cuts prime and near prime rates

Butterfield Mortgages hires Blackmore as senior relationship manager

‘Considerable doubt’ about further rate cuts: BoE Bailey

Budget: Industry frustrated over hanging property tax speculation

Homes England signs deal with York and North Yorkshire Combined Authority

PMS Mortgage Club adds Afin Bank to lender panel

Watts Commercial Finance and Cox & Co launch joint venture

Market Financial Solutions introduces Core Buy-to-Let range

Furness BS launches self-build mortgage range

Sesame adds April Mortgages to lender panel

Number of homes completed in Q1 down 21% on previous quarter: ONS

Arkmor Capital broker launches with prime property focus

November Budget may push base rate cut into Christmas: Deutsche Bank

Allica Bank survey points to renewed confidence in commercial property

Just Mortgages appoints Clifford as area director

August rents sky high and regional records set: Goodlord

Leek BS updates lending policy to support broker flexibility

Future Financial Adviser grows to support would-be mortgage brokers

Knowledge Bank partners with the Specialist Finance Academy

Market faces two months of uncertainty until Budget is set: Coventry BS

Mortgage approvals edge higher in July: BoE

Coventry BS changes to car finance rules adds thousands to home loans

Credit unions see profits rise in Q1: BoE

SFO admits five more Libor rigging convictions may be unsafe

Quick Quiz: Questions and answers

Two-thirds of homebuyers confused by broker fees

Landlord property income rises for 2023/24: HMRC

Residential transactions lift 4 % in July: HMRC

Blog: Landlords need certainty and support with continued regulation changes

Truss warns of BoE ‘reckoning’, politicians should set base rate

Broker consolidator Pivotal Growth buys two firms

FCA cuts data reporting for 36,000 firms to ‘reduce burdens’

Over 50% of BTL landlords plan to expand portfolios: Landbay

English housing stock full of drafty spare rooms: Nationwide

London Credit appoints Jones-Trutwein BDM for the Midlands

Mortgage Guarantee Scheme backs £11.5bn of loans

BoE Mann calls for ‘persistent’ interest rate hold

Broker Focus: Hannie Mason, director of mortgages at Mortgages with Hannie & Co

Remortgaging ‘painful’ for deals signed before 2022: Deutsche Bank

UK Homes Network appoints Devenport at CTO

Labour’s new property tax set to ‘disproportionately affect Londoners’: Compare My Move

Over 3 million locked out of the housing market: Pepper Money

The Conveyancing Association adds LMS as affiliate member

Brokers expect two rate cuts over next 6 months: Landbay

Introducing the Mortgage Strategy Run Club

Bradford retains crown as UK’s top homes hotspot: OnTheMarket

Broker Focus: Rebecca Wilkins, principal mortgage and protection adviser at Cutting Edge Mortgages

TSB, Keystone and Gatehouse Bank cut rates

Mortgage Strategy’s Top 10 Stories: 18 Aug to 22 Aug

Chorley BS launches first time landlord mortgage option

Open property data revolution takes a step forward with new trust report

Knowledge Bank unveils AI criteria search tool for brokers

LendInvest intros fee-free loans, Suffolk BS trims expat rates by up to 16bps

New stamp duty threshold pulls new regions into tax: Coventry BS

Brokers ‘confident’ on prospects despite uncertain market: Imla

IHT receipts hit £3.1bn for financial year so far – up £0.2bn

Reeves weighs up mansion tax for homes over £1.5m: Report

Hinckley & Rugby adds three to broker assist team

Ecology BS launches community living mortgage

Chancellor’s stamp duty shake-up plans divide industry

Average UK house prices up by 3.7% for June: ONS

Rents lift 5.9% to £1,343 in July: ONS

United Trust Bank promotes Masters to associate director role

Word On The Street hires Hartley as first mortgage broker

Major housing projects to be overseen by single environment regulator

Pexa launches full property transaction proposition to market

Rics launches home survey update consultation

New build price moves uneven across UK and tough for FTBs

TMG Mortgage Network takes on Belton

DWP launches state pension call for evidence

Broker Focus: Stephen Kerr, director at Kerr & Watson

Principality Intermediaries makes rate changes

Best July for sales agreed since 2020: Rightmove

CHL Mortgages national account manager Valvona retires after 45 years

Monzo tops personal and business banking satisfaction poll: CMA

Newcastle scraps max age limit for standard repayment mortgages

Precise enhances resi range

Co-op launches sub-4% loans, Metro relaxes near prime lending rules

Access FS appoints Jarvis as BDM

MoJ data reveals increase in mortgage possessions

Defaqto joins Equity Release Council

Accord Mortgages and Atom bank make rate changes

Aviva posts 42% equity release sales jump in H1

Mortgage arrears fall 3% as possessions rise slowly

ONS data points to boost in private and public housing

Whistleblower complaints jump by a quarter: FCA

Barclays and Accord Mortgages trim prices

Paymentshield expands senior sales team with new roles

Treasury looks at caps on IHT gifting to plug public finances: Report

Persimmon points to improved H1 new home figures

Almost nine out of 10 landlords post Q2 profit: Paragon

Redwood Bank provides landlords with HMO lending boost

TSB and Co-op bank cuts rates

Housebuilder Bellway calls for more FTB help

Green Finance Institute partners with GMAI to launch mortgage roadmap

Paradigm adds The Cumberland to its lender panel

Esteemed Advisory Board for MIT Live announced

Mortgage choice dips but shelf-life rises: Moneyfacts

Corporate relocations lift prime London rents: Knight Frank

Iress lifts UK sales as it adds platforms and partnerships

Ecology BS launches new high LTV mortgage

Tembo launches lifetime ISA bonus

Transactions to reach 1.18m by end of 2025: TwentyEA

Suffolk BS offers 5.49x income multiples for renters

Tipton & Coseley BS lifts LTV for expat resi loans

Mortgage Strategy’s Top 10 Stories: 04 Aug to 08 Aug

Mortgage searches pick up pace after base rate move: Twenty7Tec

FCA launches further industry talks on new open banking body

Comment: Do landlords have the energy for the HEM?

Homelessness minister resigns over landlord rent hike

Blog: BTL: A resilient wealth-builder in an inflationary storm

Half-year profits slide for Just Group

Complaints to Ombudsman fall to lowest level in over a year

MPC decision: State of the mortgage market

MPC decision: Industry reacts to Bank base rate cut

Together strengthens intermediary team with two senior appointments

Two-year fix dips below five-year rate for first time since Truss mini-Budget

The Right Mortgage & Protection Network launches member initiatives

Over 22,000 homebuyers set to move on busiest day of year in August: Study

Bluestone Mortgages eases non-UK national lending rules

L&G sees lifetime advances slump by a quarter to £104m in H1

Second charge lending rises by 22% in June: FLA

Decline in housing projects as UK construction activity falls: PMI

Renters saving for a deposit falls to six-month low: Barclays

HSBC cuts lowest rate to 3.75%, Virgin Money trims rates

Mortgage prisoners group left with ‘no hope’ following govt meeting

Right to Buy discounts cost taxpayers £200bn: Report

One month left to enter the Mortgage Innovation and Technology Awards

Bateson and Sturla join Gen H growth team

Mortgage Marketing Forum to relaunch in October

Gen H hikes rates by up to 25bps and Virgin trims prices

Land Registry accepts electronic signatures

Bridging Watch: Promise of a dynamic future

LendInvest names new head of distribution

Blog: Educate borrowers on LTI changes to benefit all

Atom boosts tech team with nine internal promotions

Price of million-pound-plus London homes rise 7.4% in Q2

Mortgage Strategy’s Top 10 Stories: 28 July to 01 Aug

Mortgage rates edge down as lenders loosen requirements: Moneyfacts

Handelsbanken joins Quilter’s resi lender panel

MHBS expands criteria for expats and complex income

Blog: Encouraging progress on self and custom builds, yet more action needed

Government earnings from IHT double in a decade

The Mortgage Works cuts rates on two- and five-year fixes, Virgin ups prices

Blog: Looser regulation is one thing but lenders also need to step up

Property transactions jump 13%: HMRC data

Nottingham BS lowers rates, launches new cashback options and improves LTI

Just Mortgages to offer New Build Boost deals from Gen H

West One makes changes to BTL criteria

HSBC adds £2.6bn of new mortgage lending in H1

Leeds BS lowers minimum income requirements to help FTBs

Aldermore hires Isaacs as BDM for London and South East

Govt launches firm to build 40,000 FTB homes on disused railway land

UTB hires Clohessy to new director of underwriting role

Day in the Life of… Deborah Reeves, national account manager, Perenna

Day in the Life of… Deborah Reeves, national account manager, Perenna

Bennett reappointed as chair of BoE’s Residential Property Forum

FCA takes firm to court over £23m static homes investment scheme

Nationwide cuts prices with lowest rate now at 3.74%

Bank of Ireland new UK mortgage lending slips to £1.1bn in H1

Fleet Mortgages lowers rates by up to 25bps

Precise increases loan limits up to 6x income

Nottingham BS reports profit rise and increased new lending

Brokers split on whether AI will help them or replace them

Housing Watch: Dot the I’s and cross the T’s

Coleman named as interim FoS chair after initial recruitment ‘unsuccessful’

BM Solutions launches digital BTL service for limited companies

Marathon mortgage overpayments key to FTB affordability: Moneyfacts

IMF backs Bank of England ‘gradual’ interest rate cut stance

Four bankers appeal Libor rate-rigging convictions after Supreme Court ruling

Mortgage Strategy’s Top 10 Stories: 21 July to 25 July

MHBS relaxes stress tests to allow up to £55,000 of extra borrowing

Mutuals take the lead in rate cuts this week: Moneyfacts

Network update: Focus on depth over breadth in stable growth landscape

NatWest adds £3.4bn of new mortgage lending in H2

Over half of young renters thought they would own a home by now: BSA

Vida confirms upgrades to BTL and resi ranges

Sancus hires Thompson as relationship director

Mortgage Strategy proudly presents MS Next Gen

CGT data indicates surge in BTL disposals

Blog: AI in Mortgage Advice: Progress or Pause?

Equity release records 10% YoY growth driven by new customer borrowing: ERC

Broker confidence rises on rule changes and less turbulent economy: HSBC

Blog: Options for Scotland’s first-time buyers narrow

£277 monthly remo increase in June: LMS

Banker Libor rate-rigging conviction quashed by Supreme Court

Connect for Intermediaries appoints Birch as business relationship manager

Landlord ‘sell-off ends’ as loans jump 47% to £10.5bn in Q1: UK Finance

Afin Bank launches resi and landlord loans

Cover feature: Pay slip – exploring the gender pay gap

Blog: Consumer Duty two years on – are we closer to the change regulator wants to see?

ERC set to launch practitioner toolkit for vulnerability best practices

Suffolk BS joins Mortgage Broker Tools platform

Homebuyers have paid £6.6bn in stamp duty in six months

Spicerhaart Corporate Sales hires Hunter as client account manager

FCA guidance opens door to more execution-only home loans

Atom bank cuts commercial rates by 25bps

The Mortgage Store appoints Garner as CEO

Second Charge Watch: A new direction of travel

NatWest launches £500m social housing fund

Almost half of FTBs opt for 90%+ mortgage since stamp duty changes: Twenty7tec

Lending into retirement could help solve affordability crisis: Industry leaders

Rental market sees faster than expected slowdown: Hamptons

Podcast: AI & General Insurance: Navigating the Future for Mortgage Advisers

Goldman Sachs downgrades 2025 rate cut forecast

ISS snaps up UK broker data firm Autus

Mortgage Strategy’s Top 10 Stories: 14 July to 18 July

Lloyds and Nationwide cement top spots as largest resi and BTL lenders

Clydesdale confirms policy tweaks for foreign nationals

News Analysis: Will no-deposit deals catch on?

Coventry for intermediaries cuts selected resi rates by 16bps

MPs launch inquiry into barriers to FTB homeownership

London renters under pressure as number of homes to rent falls

London renters under pressure as number of homes to rent falls

Prime Property Finance becomes third firm to join Habito Accelerator programme

Paradigm adds Ecology Building Society to lender panel

Coventry BS eases stress tests to allow for up to £35,000 of extra borrowing

Mansion House reaction: Work to build ‘dynamic’ finance culture begins now

London lettings market buoyed by surge in supply: Foxtons

Chetwood Bank appoints McNamara as mortgage distribution manager

Accord and Santander reduce rates across ranges

Rents lift 6.7% to touch £1,350 in June: ONS

Govt launches permanent Mortgage Guarantee Scheme

Treasury report pegs back role of ‘quasi-regulator’ FoS

Accord responds to LTI limit changes with enhanced FTB options

FCA and FoS to work on disputes, FoS confirms lower consumer payouts

FCA promises to speed up authorisations

Editor’s Note: No escape from the heat

Santander and Gatehouse cut rates by up to 23bps

Offa launches speedy bridge-to-let finance service

Chancellor to announce reforms to add over 35,000 FTB loans a year

TML boosts resi and landlord criteria, Somo cuts first and second charge rates

MAB hands Toms new role at MAB

Quantum promotes Mihramane to national accounts role

Upwards-only commercial lease ban will ‘undermine property values’

Right DA Club reports strong growth in H1

Ultimate Finance reports strong half year with £126m of new lending

Zephyr and Monmouthshire reduce rates across ranges

Rogue Monkey returns

Blog: Embedding Consumer Duty in the self-build mortgage market

The FHL Group acquires Catalyst Property Finance

Rate cuts prevail but some prices edge up: Moneyfacts ratewatch

ONS figures point to weaker housebuilding in May

Blog: Creativity, innovation and – most important of all – advice

FTB borrowing not keeping up with house prices: Acre

Atom launches near-prime deals

Third of landlords will stop investing if rent caps imposed: Landbay

Nationwide joins lender cuts with rates starting at 3.84%

Large lenders able to top key LTI 15% limit, says regulator

Loan originations platform Mast joins Equity Release Council

Mortgage applications jump 42% in June: Stonebridge

Lenders warn chancellor not to slash cash ISA limit

TMG adds West Brom BS to lender Panel

Vida boosts foreign national home loan range

MIT Live reveals big name partners for flagship event

Monzo fined £21m for poor financial crime controls by FCA

Barclays and Skipton cut rates by up to 54 bps

HSBC cuts rates on over 300 loans by up to 16bps

HTB extends specialist mortgages distribution into Scotland

Over half of brokers fear AI could take their jobs: Survey

Cheshire brokerage in staff buy out

Hinckley & Rugby promotes four staff

L&C Mortgages and Leeds BS in open banking pilot to speed up applications

UK Finance calls for Financial Ombudsman Service reform timetable

Mortgage Strategy’s Top 10 Stories: 30 Jun to 04 July

Labour opens review into ‘feudal’ leasehold fees and management

FSCS paid £327m from 12,000 claims last year

Mortgage Business Accelerator: One Mortgage System chief executive Dale Jannels

MPs launch inquiry into social and PRS housing conditions

Stonebridge hires Purdy as national compliance manager

City & Guilds urges Govt to address skills gap to hit 1.5m new homes

Chesnara agrees to buy HSBC Life for £260m

Foundation Home Loans refreshes BTL offering

Quantum promotes Thomas to head of bridging finance

AI-based platform JammJar launches for brokers

Court of Appeal clarifies meaning of ‘arrears’ in mortgage case

OneDome hires Akram as head of new homes and partnerships

Virgin Money and The Mortgage Works become latest lenders to cut prices

Tenants get legal aid boost ahead of Renters’ Rights Bill

Gen H and London Credit make rate reductions

Close Brothers Property Finance MD Thomas to retire

Hinckley & Rugby for Intermediaries adds 4.81% discounted remo product

Selina launches second charge range with rates from 5.94%

FCA to begin live AI testing with firms

TPO confirms Horton as property ombudsman and Clachers as chief exec

June sees record rents but signs market pressures easing: Goodlord

Keystone seals £400m BTL securitisation

West One enters commercial mortgage market

Halifax trims prices by up to 10bps, Santander cut rates by up to 16bps

Liberty Rock hires Finch as MD of high-net-worth property unit

All Money Matters adds CHL Mortgages to its lender panel

Shawbrook boosts lending criteria for landlords

LISAs put savers’ cash ‘at risk’: MPs

HSBC Life launches support service, adds BDMs

FTB black hole climbs to 3.5 million fewer homes since financial crisis: Imla

One to One: Jason Berry, group sales director, Crystal Specialist Finance

Santander boosts new build affordability

FCA ‘immediately’ scraps three reporting data sets

Co-op launches Access range and details criteria tweaks

Blog: Commercial property revival, and not just in the capital

New homes completed rise 12% in 12 months to March: Homes England

Leeds BS stress test changes allow up £34,000 of extra borrowing

Sticky inflation in economy remains ‘uncertain’: BoE Bailey

HMOs selling up to 50% above average house price: Excellon

Virgin Money trims prices by up to 0.23% to start at 3.86%, Atom cuts rates

Paragon Bank adds Potts and Harrison as BDMs

Landlord EPC knowledge gap could hamper Govt’s PRS targets

Roma Finance launches dual representation on bridging and term loan ranges

Stafford BS launches landlord and holiday loans

FCA mortgage rule review: Key points at a glance

TMG Mortgage Network to relaunch TMG Club in 2026

Finova appoints Marsh as chief customer officer

Mortgage Advice Bureau invests in The Mortgage Mum

When The Bank Says No first to join Habito Accelerator programme

FCA consults on mortgage rule review

Leeds BS names Barnes interim CEO as Fearon takes family time out

Trump trade wars shift forecasts from ‘uncertain to unpredictable’: BoE Bailey

BM Solutions trims prices by up 24bps, Halifax lowers selected fixes

Ecology BS joins Primis broker panel

Smartr365 launches workflow software tool

Mortgage Strategy Awards 2025 highlights reel out now

Choice of BTL mortgages hits record high: Moneyfacts

Nationwide increases 95% loans, extends mortgage offers

Darlington BS added to Mortgage Intelligence panel

Govt reiterates smart data plan to boost homebuying in Industrial Strategy

Leek BS boosts limited company landlord range

Buy-to-let Watch: Get ahead of new EPC rules

Non-dom tax crackdown led to £400m prime property stamp duty slump

Earl Shilton BS sees dip in lending over year

Tandem Bank appoints Chandler as CEO

Vernon BS sees major uptick in RIO mortgages

Land Registry completions fall almost 7% as ‘work to rule’ enters sixth month

Search surge ahead of BoE hold shows buyers ‘tracking’ market: Twenty7tec

Gen H cuts New Build Boost rate to 5.95%

Mortgage Strategy’s Top 10 Stories: 16 Jun to 20 Jun

Santander debuts product transfer overpayments

Comment : If tech outpaces regulation…

Housebuilding rule changes to kickstart city regenerations: Savills.

Norton Home Loans promotes Percival to head of lending

Rental reforms will be unworkable unless ministers provide clarity

Gen H and Nottingham BS extend multi-year forward-flow funding partnership

Infrastructure plans hand key role to building body and returns to PPPs

LendInvest and Gatehouse announce rate reductions

Industry reacts to BoE holding fire on further rate cut

MPC decision: State of the mortgage market

Planning approvals fall 9% in Q1: Housing department

Average SVR down 0.70% from June last year: Moneyfacts

Majority of brokers reject Pill’s rate cut concerns: Landbay

BTL lenders reassess low-rated EPC homes ahead of green rules: Cotality

Accord and Foundation lower BTL rates

AMI confirms launch of sixth Protection Viewpoint report

Rents ease in May, but still more than twice as high as inflation: ONS

UK house price inflation slows for first time since Dec 2023: ONS

Interest-only mortgage stock reduces by 18% in 2024: UK Finance

Clydesdale Bank cuts rates by as much as 0.25%

Aird joins Hampden as head of banking for North and Midlands

Smartr365 automates NatWest mortgage applications

Santander, LendInvest and Hodge lower rates

Banco Sabadell explores TSB sale

Together, Keystone and Virgin trim prices

LiveMore appoints Green as key account manager for the Midlands

Rental demand cools as tenants join homeowning ranks

New bridging loan completions reached £2.8bn in Q1: BDLA

Opinion: Helping get your application back on track

Special Report – Complex buy-to-let? Keep things simple

MT Finance launches new commercial business

Scottish BS extends footprint into Midlands and further

New sellers lower prices in June: Rightmove

Mortgage Strategy’s Top 10 Stories: 09 Jun to 13 Jun

Editor’s Note: Brokers are irreplaceable

Blog:The importance of supporting the next generation of landlords

Together expands senior leadership team as Goldberg announces retirement

News Analysis: Housebuilding to reach 40-year high – pie in the sky?

Mansfield BS extends support for borrowers in retirement

MPC Preview: ‘a pause, not a pivot in policy’

Landbay aims to speed up BTL cases with upgrade

Gen H secures forward-flow funding agreement with JN Bank UK

Atom trims near-prime rates

UK house prices have risen 74% over the last 20 years: Zoopla

HCLG Committee to quiz Rayner on Spending Review

News Analysis: FCA poses £120m broker question

Suffolk lowers interest only resi products by as much as 16bps

ModaMortgages and Landbay trim prices by as much as 15bps

GB Bank expands BTL offering to foreign nationals with no UK residency

Catalyst appoints Harris as CFO and COO

FCA defends finfluencer prosecutions record

Vernon BS joins Connect Mortgages lending panel

Govt rolls out AI tool to speed up planning and help reach 1.5m homes target

Chancellor to unveil ‘housing bank’ to boost new homes: Report

FCA chiefs accept risk factor but no ‘chill effect’ on mortgage innovation

Goddard appointed Quilter Cheviot CEO as McGlone steps down

Mortgage lending and possessions surge in Q1: BoE

Mortimer Street Capital hands Trowse director role

Standard Life Home Finance exits lifetime market in more2life transfer

Mutuals attend No 10 reception amid push for higher LTI limits

Homeowners staying put due to house prices, stress and stamp duty: HomeOwners Alliance

Royal London appoints Mehta to protection proposition team

Govt will fall more than 40% short of 1.5 million homes target: Savills

Suffolk relaxes criteria for foreign nationals, expats and downsizers

Norton Broker Services hires Ricks as telephone BDM

Podcast: Bridging the Mental Health Gap: How Protection Products Support Clients in Crisis

Darlington BS launches 95% LTV rate reducer products from 4.19%

Treasury Committee writes to Facebook over finfluencer posts

Mortgage Strategy’s Top 10 Stories: 02 Jun to 06 Jun

Lenders write to FPC re loan to income cap as Skipton improves lending criteria

LiveMore raises lifetime LTVs by up to 1.75%

FCA leads on international illegal finfluencers crackdown

Chetwood Bank combines ModaMortgages and CHL sales teams

Housebuilding target ‘undermined’ by planning consent slide: Investec

Law firm hails ‘landmark’ win for victims of financial abuse

Bank of England tests AI to help with inflation forecasts

OMS expands Nationwide BS functionality

Co-operative Bank appoints Melville as CEO

Court rules against OSB over ‘undue influence’ in joint mortgage

Stress test changes could increase FTB transactions by 24%: Savills

FCA to draw up AI guidelines for financial services firms

Accord raises max loan size and new-build LTV

Paragon sees BTL loans jump 25% in H1

Pure Retirement joins Mortgage Broker Tools

Foundation launches BTL specials, Santander adds BTL remortgage range

Day in the Life of… Gemma Bacon, head of marketing at L&C Mortgages

Average home bigger than 1990s despite cost pressure

UK Finance calls for action to increase demand for green home upgrades

Gen H appoints Doyle as intermediary sales lead

PRIMIS hires Downey as South East regional sales director

South West London has highest mortgage debt in UK

Almost half of landlords plan to raise rents before Renters’ Rights Bill

PEXA completes full digital home sale with Hinckley & Rugby

Halifax lifts rates by up to 16bps, Market Financial Solutions reduces loans

HouzeCheck appoints Suchacka as head of finance

Furness BS appoints Broadley as CEO

Redwood Bank appoints Davidson as CCO

Mortgage completions surged in Q1: UK Finance

Just Group appoints Osborne to director role

Podcast: The Young and the Under-Protected? Why Advisers Shouldn’t Overlook the Next Generation

Virgin and Clydesdale latest lenders to ease stress tests

Mortgage Strategy’s Top 10 Stories: 26 May to 30 May

Homeowners with over £300k of remaining debt almost doubles

Darlington BS launches BTL range including bespoke remortgage deal

Resi transactions fall 64% in April after stamp duty rush

Access FS launches new GI proposition for advisers

Former Trussle digital mortgage broker snapped up by OneDome: Report

Principality Intermediaries adds Scholes to business development team

FCA to update thousands of directions to over 9,000 firms

US court tariff ‘setback’ unlikely to derail Trump trade policy: Goldman Sachs

Redwood enhances affordability of commercial mortgages

Former Equity Release Council COO joins Equity Release Group

Equity Release Council adds PriceHubble as associate member

Unexpected costs hitting FTBs hard: Smoove

Rayner plans greater finance and looser rules for small housebuilders

Almost half a million homeowners facing monthly mortgage rate jump in 2025

Principality cuts and raises rates by 40bps, Family BS reduces fixes by 20bps

Rural properties see highest price growth: Nationwide

Hodge hires Carter to head up real estate finance business

New bricklayers and carpenters lead £3bn apprenticeship plan

MPowered Mortgages promotes Stimson to MD

The Cumberland launches new commercial lending criteria

Offa lowers rates on BTL products by up to 0.24%

TWM joins the BDLA

FCA encourages lenders to ‘rebalance’ mortgage risk

Land Registry to share data with law firms to cut conveyancing errors

Mortgage Strategy’s Top 10 Stories: 19 May to 23 May

Together lifts maximum loan sizes and LTV ratios across product ranges

Shawbrook reduces rates and Moda reprices BTL range

Loughborough BS increases max LTV to 70% on interest-only

May p24-25: Feature 2: After 250 years, the feeling is mutual

Investec reports growth in UK loans business

Rosemount Financial Solutions (IFA) adds seven adviser firms

Regulation pushed ‘too far’, says UK Finance chief

West Brom BS cuts three-year fixes by up to 0.23%

FCA plans to ease customer complaints reporting for 10,000 firms

IHT levies hit £0.8bn in April: HMRC

MT Finance hires Clarke to head up new commercial division

Target hires Hole as chief risk officer

April Mortgages partners with Just Mortgages on no-deposit home loan

Valouran expands senior team with five appointments

TMA appoints Sorrell key account manager

Mortgage fraud going largely undetected despite rising risk: Thirdfort

Rents lift 7.4% in May: ONS

Molo and Inspired Lending chop rates

Aldermore cuts resi and BTL rates

Price reductions hit record following stamp duty changes: TwentyEA

PRA lifts international bank deposit thresholds by 30%

Rate cut pace ‘too rapid’: BoE Pill

Gable Mortgages launches 0% deposit five-year deals

Gen H launches 90% LTV lending for new builds

Skipton International hires Fouquier as CEO

Barclays latest lender to ease affordability tests

Housing Watch: The year of buyer education

Halifax changes rates on remo products

House prices hit record high despite slower Spring market

Podcast: Underwriting Uncovered: How Advisers Can Avoid Delays & Secure Faster Outcomes

Santander to offer more sub-4% loans among 60 rate cuts

Mortgage Strategy’s Top 10 Stories: 12 May to 16 May

Inflation preview: Higher April bills lift cost of living

News Analysis – Will 2025 be the year of high tariffs and low base rates?

Foundation Home Loans secures £550m funding deal

One in four have low financial resilience, FCA survey reveals

April Mortgages launches long-term 100% LTV home loan

Tenants struggle to pay rent and save for home: Housing dept

UK stake in NatWest falls below 1%

LiveMore launches Standard Part & Part mortgage

Govt publishes CMA growth ‘reset’

Gen H promotes McClelland to CEO succeeding Rice

Homeowner mortgages in arrears down 2% in Q1 2025: UK Finance

TAB joins Bridging & Development Lenders Association

CMA launches probe into Aviva £3.6bn Direct Line takeover

Rosemount announces 4C Platform partnership

UK labour market more ‘resilient’ than expected: MPC’s Mann

Kensington lowers resi and BTL rates, Furness trims prices on resi, BTL and holiday lets

Landlord rental yields hit 14-year high: Paragon

Landlord survey to help clarify High Court options

Mortgage finance at most affordable since 2024: Stonebridge

Hanley Economic launches 100% local rent to own mortgage

Perenna renews credit line with ABN AMRO

L&C Mortgages adopts One Mortgage System’s CRM solution

Pensions Accord ‘pivotal’ for later life sector: Audley Group

Foundation trims prices by as much as 0.55%, Vida cuts rates by up to 0.50%

Comment: Representative of demand – the AR model

MT Finance increases forward flow agreement with JP Morgan to £2.5bn

MAB hires Gadhia as later life regional sales director

BTL searches down but self-employed market sees pick up: Twenty7tec

Knight Frank lifts house price forecast as base rate cuts ‘underpin’ demand

Tech Watch: AI wins ‘Best supporting role’

Housing costs ‘soared’ under uncontrolled migration: PM

Hodge eases affordability rules to allow for up to 20% more borrowing

Podcast: The Power of Protection: How Real Claims Stories Win Clients

Week sees more lenders dropping rates: Moneyfacts

Mortgage Strategy’s Top 10 Stories: 05 May to 09 May

Rightmove mortgage and rental unit sales targets ‘on track’

UK Finance reveals how family support impacts FTB market

News analysis: Trackers: read the T&Cs

Majority of landlords plan to buy under limited company structures: FHL

Nationwide, Leeds BS and TSB lower deals after BoE rate cut

Royal London Equity Release launches new broker portal

Rate reaction: Three-way split highlights MPC divide

What savings does BoE cut bring to borrowers?

Bank of England cuts interest rate to 4.25%

Second charge new business volumes grew 18% in March: FLA

Kuflink eases AVM lending criteria

FCA intends to make ‘meaningful changes’ to mortgage market

LMS pilot achieves 43% decline in cancellations

Ami and Imla launch drive for new brokers

Lloyds hires Cassidy as head of strategic & technology partnerships

Further evidence of resilient resi construction work: PMI

Rent and mortgage spending increased 5.2% YoY in April: Barclays

Nationwide launches sub-4% FTB rates, MPowered trims prices

MHBS hires Fry as new chief risk officer

Planning Bill to deliver up to £7.5bn of growth: Gov

FoS consumer complaints near 142,000, but mortgage cases fall

Hampshire Trust Bank lowers bridging rates, Leeds BS trims prices by up to 20bps

Paragon demands Govt abandon EPC 2030 target

James Prosser joins Mortgage Strategy as commercial director – mortgages

Brokers say business will rise in 2025 but expect to work into their 70s: HSBC

Zephyr, TSB, Suffolk BS cut landlord and resi rates

Broker Focus: Emily Franks, director of Emily’s Mortgage Services

Bank of Ireland reports further growth in UK lending

Atom bank adopts AI credit risk platform

Fleet cuts landlord rates by 15bps, ModaMortgages ups LTVs

Santander introduces 50 new mortgage products

Mortgage Business Accelerator: Sam Clark, director, The Right Retirement

Notts BS appoints Shinwell as chief lending officer

Loughborough BS joins PMS Mortgage Club panel

OSB Group appoints Greig to lead new specialist team

PEXA gains FCA approval ahead of sale and purchase product launch

Rents rise for fourth consecutive month: Goodlord

Credit Union membership grew to 2.15m by end 2024: BoE

OSB Group originations lift 10% to £1.1bn

Accord lowers stress rates as part of affordability model changes

Barclays sees Q1 gross mortgage lending hit £8.5bn

Together lowers prices on regulated bridging products up to 60% LTV

More than two million FTBs missing from housing market: BSA

Rental property shortage as third of landlords plan sales: Pegasus

Comment: Chipping away together on attitudes to mental health

Consumer financial services complaints lift 4% to 1.8m

FCA set to launch live AI testing service

Molo added to Sesame’s panel

HSBC UK home loan growth lifts Q1 lending to £1.5bn

HTB offers standard BTL rates on semi-commercial loans

LendInvest promotes Ardron and Larking to MDs

Glenhawk promotes Dick-Cleland to senior credit associate

NatWest relaxes stress test rules, launches JBSP loan, cuts rates

MPowered, Investec and HSBC cut rates

UK property appeals as ‘safe haven’ amid Trump tariffs: Knight Frank

Castle Trust Bank launches 48-hour refinance completions

Planning Inspectorate carves out 9% cut to appeals backlog

Mortgage Strategy’s Top 10 Stories: 21 Apr to 25 Apr

Phoebus Software Q&A: People first, and giving back

HSBC extends sub-4% rates, Virgin trims fixes

FCA scraps portfolio letters in bid to simplify oversight

Mixed picture for completed UK homes in Q4: ONS

HTB hires Evans as development finance lending director

Nationwide intros sub-4% switcher and remo deals

Revolut begins ‘internal mortgage testing’ and more than doubles profit

MPowered Mortgages cuts fixed rates to start from 3.92%

Cumberland BS chief exec Moore to step down next year

Vida introduces AVMs for resi and landlord applications

Positive prime London sales but subdued lettings continue

Together joins BDLA

Podcast: Diversity & Inclusion in Mortgages: Coreco’s Award-Winning Approach

LISA must carry withdrawal penalty: Treasury’s Reynolds

Property Ombudsman appoints Bassett as chair

Planning reforms to slash a year off major project deliveries

Blog: A springtime of missed opportunities?

Aldermore adds limited edition BTL products, Gen H trims 2-year fix prices

Fleet trims prices on 2- and 5-year fixes, Precise adds to resi range

IMF downgrades UK growth, forecasts three more 2025 rate cuts

Nationwide becomes latest lender to bring back sub-4% fixes

The Mortgage Works updates company landlord criteria

HSBC eases stress tests to boost FTB lending by up to £39,000

Molo trims prices on BTL products, LendInvest cuts rates on two-year resi fixes

Renters’ Rights Bill begins Lord’s committee stage

Hinckley & Rugby unveils ERC-free remortgage deals

Renters almost twice as likely to report rising costs as homeowners: ONS

Insurance Watch: Have the protection chat first

Allianz UK promotes Watts to protection partnerships director

Product launches and rate cuts from Co-op and West One

Kuflink appoints Raina as chief financial officer

Podcast: Securing Success in Short-term Lending: Paul McGonigle’s Winning Formula

Strong finish to Q1: LMS remo report

FCA enforcement unit will target ‘dirty’ City money

Wood heads super infrastructure body to support 1.5 million homes

Saffron for Intermediaries confirms range revamp

Suffolk BS adds 90% LTV expat resi mortgages, London Credit cuts bridging rates

Feature: Understanding the challenges when exiting networks

UK inflation falls more than expected to 2.6%: ONS

Santander brings back sub-4% rates

Product availability hits record for second month in a row: Twenty7tec

Buy-to-Let Watch: In it for the long term

Stamp duty changes create spike in Q1 as completions rose 30% in Q1: Landmark

Co-operative bank for intermediaries, HSBC, Gen H and Nottingham BS cut rates

FCA sets up US and Asia-Pacific offices

Lloyds Banking Group eases home loan stress tests to boost borrowing

West Brom cuts 2-year fixes by up to 0.31%, Atom and Landbay also trim prices

Irish mortgage platform LendWell targets UK launch

HouzeCheck portal secures new backers

Bridging Watch: Bridge the gap to efficiency

Commercial Watch: Is the worst over for the commercial mortgage market?

Just Mortgages reports ‘significant’ shared ownership growth

Precise offers 1% BTL rate cut; product launch from Paragon

Investec reduces rates across resi and BTL ranges

The CRM powering Q Financial’s 40% growth ambition

Can digital IDs revolutionise the UK mortgage industry?

L&C launches 3-year resi exclusives, Accord cuts rates by up to 25bps

News Analysis: FCA reviews protection market

Homes England secures land for 4,200 Warrington homes

Inflation preview: ‘Sideways move’ despite tariff chaos

Furness BS enhances resi and shared ownership options

Right Mortgage network hires White as regulatory trainer

Rate cut bets slip as BoE Breeden warns tariff chaos will hurt UK growth

Landlord remo searches hit record ahead of reforms: Twenty7tec

MSP Capital hires Bartlett as CEO

More2life and Advise Wise link up with API

Significant rise in FTB searches in Q1 this year: L&G

FCA head Rathi handed second five-year term

L&G partners with Nationwide on five-year protection distribution agreement

Podcast: Raising the Bar: Inside Kate Fuller’s Award-Winning Brokerage

MT Finance ups maximum LTV on AVM transactions to 65%

Regulator to ‘consider impediments’ to 4.5 times LTI rules

MPowered’s Alexa-style bot to answer all calls

Nottingham BS appoints Morton as national account manager

Paragon launches 80% LTV BTL range, Precise makes multiple product changes

Former BoE head calls for half-point cut to 4% at next MPC meeting

Cabinet Office orders departments to ‘justify’ quangos or close them

Market Watch: Five years on from lockdown…

Clydesdale Bank, Gen H and TSB make rate changes

Pepper Money trims prices on entire range by as much as 40bps

Vernon BS debuts 3-year large loan offer

Bath BS changes criteria for Rent a Room mortgage

MPowered cuts fixed mortgage rates, LendInvest reduces prices by 20bps

Next Intelligence adds United Trust Bank to lending panel

Molo Finance cuts BTL fixes to start at 3.03%

UK house prices dip 0.5% in March: Halifax

Skipton BS cuts rates on over 120 loans, TSB trims fixes by up to 15bps

Mortgage Strategy’s Top 10 Stories: 31 Mar to 04 Apr

Market Financial Solutions added to Right Mortgage Network panel

Week of fixed rate cuts and product launches: Moneyfacts

New range from Together and rate cuts from Keystone

ModaMortgages joins Primis network panel

Market Financial Solutions joins The Right Mortgage network

Santander cuts selected FTB and home mover deals

FOS expects to resolve 20% more cases this year

Regulators to consult over mortgage 4.5 times salary LTI threshold

Prime Central London homes selling at decade-low prices: Savills

Second charge loans lead the way in post-pandemic lending market: Pepper

HTB strengthens heavy refurb proposition with enhanced flexibility

Podcast: How to Build a Market-Leading Mortgage Brokerage: MAB’s Journey

Product updates from Suffolk BS and MHBS

Guardian appoints Hood as CEO

Govt vows to strip back green rules to ‘unleash’ new housebuilding

Investec halves residential fees for new HNW clients

Tech Watch: The data bill is huge for us

Bucks BS renames ranges and enhances criteria

Next Intelligence adds six to lending panel

Average price of rental property rises for third consecutive month: Goodlord

Super infrastructure body created to support 1.5 million homes

LiveMore launches limited-edition fixes, Gatehouse cuts prices

Cover feature: Paying the price: Proc fees back in the spotlight

MS mag April pg 6 or 7 – Regulators in retreat

Chorley BS introduces exclusive FTB mortgages

Weston Group launches build-to-rent homes arm

Sixth iteration of the BASPI launched

FCA to consult on using pension savings to buy first home

Market Financial Solutions upsizes £1bn of funding lines

L&G’s Mortgage Services promotes Simpson to head of strategic accounts

Podcast: Navigating Market Challenges: A Broker’s Playbook with Together

TML cuts resi and landlord fixes by up to 25bps

Mortgage Strategy’s Top 10 Stories: 24 Mar to 28 Mar

Homes England heads £100m Leeds city centre housing project

Finova network adds Inflow Finance to lending panel

Extra 21% of FTBs to be hit by stamp duty changes

Santander reduces mortgage affordability rates by up to 0.75%

One Family hires Smith as head of distribution operations

Virgin trims prices by as much as 0.23% on selected fixes

Accord launches cashback mortgage offering to help FTBs with stamp duty increase

Insurance Watch: Protection advice matters

Santander makes rate changes, TSB adds fixed products and lowers prices

New homes starts jump in Q4: Housing department

Together partners with Knowledge Bank for mortgage criteria access

Podcast: Winning with Tech: Nicola McKenzie on Digital Innovation in Mortgages

OBR Report: Chancellor bets on new homes

Stamp duty receipts to jump 17% on housebuilding boost

LSL posts mortgage approvals up more than 20%

Saffron for Intermediaries trims prices by 0.20%, Molo cuts rates by 15bps

Atom bank ups max Near Prime LTV to 90%

Average UK house price up nearly 5% in Jan: ONS

UK inflation falls to 2.8% in February: ONS

Lenders ‘too cautious’ on FTB loans: FCA

Marsden relaunches 95% LTV deal

OMS integrates with Nationwide API

Together promotes Hooley as part of corporate lending division restructure

UTB Mortgages slices BTL rates by up to 176bps, Clydesdale trims prices

Questions over £2bn boost for affordable housing

Keystone joins Mortgage and Next Intelligence panels

Atelier promotes three key staff

Family Building Society rejigs pricing

BoE launches catastrophe stress tests for seven largest lenders

Saffron BS joins LMS Panel Link

Acre upgrades Nationwide integration to cover almost all case types

Chancellor unveils £600m plan to train 60,000 bricklayers and carpenters

Access FS launches referral scheme

Accord joins lenders offering stamp duty completion guarantee

Mortgage Strategy’s Top 10 Stories: 17 Mar to 21 Mar

Blog: Affordability: a pivotal moment for later life lending

Skipton launches missed stamp duty deadline product

MT Finance raises max LTV for small HMOs

IHT receipts surge to new record high

Positive Lending hires Turvey as regional account manager

Nationwide trims prices by up to 0.26% on higher LTV mortgages

MPC rate reaction: Easy does it

Bank of England holds interest rate at 4.5%

Two-year fix with 40% deposit cheapest rate on market: Rightmove

Virgin launches products and cuts rates, Dudley trims prices by up to 0.39%

Podcast: Mortgage Advice Bureau’s Award-Winning Approach to Equity Release

Virgin Money revamps retrofit range

Atelier appoints Young as head of origination

Somo launches first charge lending range

Accord extends Cascade Score range to new builds up to 90% LTV

February sees first annual price rise for prime London since 2023: LonRes

Chorley BS introduces procuration fees for resi and BTL product transfers

Leeds cuts rates by up to 46 bps

Inflation-adjusted house price growth only 12% over decade: Yopa

Hinckley opens PEXA digital remortgage service to all brokers

FTBs pushed out of urban centres: ONS data

Accord cuts BTL rates by up to 15bps, Cumberland lowers remo fees

FTB purchases jump 59% ahead of stamp duty crunch: Barclays

Housing market growth topped 6% in 2024: Savills

4.5 times LTI rule must be eased: UK Finance

HTB’s Satchell leaves bridging sales director role

Aspen announces four senior promotions

Halifax cuts minimum further advance loan sizes in half to £5,000

Mathaven joins BDLA as lender member

Number of BTL companies reaches more than 400,000: Hamptons

TMW cuts new landlord rates to start from 3.24%

MPC Preview: Hold ahead of Spring Statement

Mortgage Strategy’s Top 10 Stories: 10 Mar to 14 Mar

Public over-estimates inflation, BoE survey suggests

Cambridge BS scraps application fees, lifts landlord loan sizes

YBS Commercial grows balance sheet to £2.2bn

Hopes on rate cuts and reforms to kick-start housebuilding: Knight Frank

Blog: Balancing tech with a personal touch

News Analysis: Labour – turning promises into reality?

Mortgage product availability hits record high in February: Twenty7tec

Berkeley Alexander adds Robinson as BDM to target insurance to brokers

News Analysis: Lenders and regulators battle over drive for growth

Barclays and TSB make rate cuts

Newcastle for Intermediaries launches 3-year fix range

OSB Group posts new lending down 15% to £4bn in 2024

MT Finance Group promotes Benggio to director of bridging

Mastering Mortgage Admin: Lizzie Teale’s Path to Success

CMA consults on remedies, launches Mergers Charter

L&G posts lifetime mortgage sales down almost 10% to £270m

The Cumberland partners with Uinsure to offer home insurance

Santander for Intermediaries reduces BTL affordability rates

Remortgage instructions rise 12% in February: LMS

Payment Systems Regulator scrapped in drive to cut red tape

e.surv HPI shows annual dip in prices but monthly growth

Compulsory purchases and leaner committees in Planning Bill

Around 280,000 borrowers locked in early on new mortgage deals: FCA

Warm Homes plan positive but needs further addressing: Santander

The Exeter launches multi-benefit application system for advisers

Aldermore cuts rates on higher LTVs for owner occupiers, HSBC lowers resi and BTL prices

Melton BS appoints Piranie to board

Prime London rents edge up ahead of new BTL regime: Knight Frank

Principality Intermediaries makes rate changes

Zoopla announces raft of senior appointments

Comment: A clear steer to lenders and a voice for advisers

Mortgage shelf-life drops and lenders chop rates: Moneyfacts

Fleet confirms number of criteria changes

Mortgage Strategy’s Top 10 Stories: 03 Mar to 07 Mar

Fixed rate mortgages continue downward trend in ‘positive’ market: Moneyfacts

Broker caseloads impact service levels, finds MFG RFS

Just four-in-10 vulnerable customers disclose needs: FCA

IWD blog: Younger me wouldn’t recognise today’s mortgage market

Who gets the best service, ARs or DAs? MFG RFS reveals all

Right Mortgage network adds ModaMortgages to panel

Buy-to-Let Watch: There’s no stopping the RRB

Women over half of single lifetime applicants in 2024: Pure

Halifax adds interest-only calculator to broker hub

Average FTB payment 59% higher than five years ago: Rightmove

Virgin and Natwest reveal further rate changes.

How did your favourite buy-to-let lender perform in this year’s MFG Rated for Service?

Paragon BTL application platform goes market wide

The specialist lenders that stepped up: MFG Rated for Service

PRA to consult on raising large bank buffers to £70bn

West One unveils online affordability calculator

Halifax confirms changes across product range

Pivot hires Crocker as relationship manager

The Mortgage Lender launches 80% LTV BTL product and cuts rates

Govt 1.5 million homes target possible but urgent action needed

FoS consumer complaints jump 40% led by motor finance cases

TSB launches sub-4% two-year fix, Clydesdale Bank lowers rates by up to 0.21%

UK rents rise just 3% as Zoopla warns rental reforms will continue to limit supply

LiveMore appoints Lewis as sales director of mortgages

Rents up as voids drop across country: Goodlord

Mortgages lift almost 16% in 2024: UK Finance

Barclays offers 3.96% on green five-year fix deal

Hampshire Trust Bank appoints Klimcke to BD role

Higher fees and fewer cashback deals: Moneyfacts

Rising wages may slow pace of rate cuts: BoE Ramsden

Mortgage Strategy’s Top 10 Stories: 24 Feb to 28 Feb

Specialist lenders look for opportunities in uncertain market: TAB

Rightmove more than doubles mortgage unit sales

District & County Investments joins BDLA

House price growth up for sixth month in row: Nationwide

Metro Bank mortgage lending falls, as it ‘pivots’ to specialist loans

Fleet Mortgages cuts two-years fixes, Market Harborough lowers SVR

NatWest offers 5.5x loan to income to mortgage customers

Later life lending increases 28% on annual basis: UK Finance

UK house prices grow 1.9% in January: Zoopla

TMW cuts rates by up to 35bps, Gatehouse reduces rental rates

Land Registry to launch digital checks saving customers 300,000 hours a year

Skipton posts mortgage balances up 8% to £31bn

Mortgage approvals set to climb 13.4% in 2025: Alexander Hall

Together forms two partnerships, appoints Roberts as national account manager

Landlord powers to deduct rent from benefits under ‘urgent review’: DWP

Average yields achieved by landlords reach 13-year high: Paragon

Manchester orders safety licenses for almost 2,000 BTL properties

Marsden BS relaxes resi lending across range of areas

United Trust Bank hires Porter as senior director

Debate over pace of ‘gradual’ base rate cuts: MPC Dhingra

Loughborough extends 5.5 x income to 95% LTV

Housing committee MP jailed for 10 weeks after punching constituent

Glenhawk extends broker fee and cashback promotion

Nationwide calls for Govt review of 4.5 times LTI cap

Bridging loans breakthrough record £10bn barrier

HouzeCheck hires Sexton as commercial director

Poll: Is lender service better now than it was 6 months ago? – in association with Openwork

Social housing sales tumbled 40% in 2024: Housing Ministry

Mortgage Strategy’s Top 10 Stories: 17 Feb to 21 Feb

Big lenders lead the way on week of cuts

Goodlord launches software checks ahead of Renters’ Rights Bill

Stamp duty taxes top £15bn in 10 months: HMRC

Halifax Intermediaries reduces select rates by up to 0.20%

OneFamily hires Anam for Beagle Street ahead of broker drive

Nationwide cuts rates by up to 0.33% on select fixes

News Analysis: Landlords looking north

Together posts £283m monthly lending in Q4

Blog: The self-employed are being let down, but the opportunity is there

Marsden Building Society loosens expat lending policy

Aldermore intros 2-year limited edition BTL loans

NatWest cuts rates by as much as 46bps, TSB lowers resi rates by 0.30%

Together lowers rates by up to 0.25%, Atom cuts prime resi rates

HSBC grows UK mortgages by £3.7bn

Inflation jump to 3% jeopardises further base rate cuts

Gen H cuts rates by up to 15bps, Molo lowers BTL rates by 12bps

Castle Trust Bank bolsters bridging team

LSL Financial Services hires Taphouse as COO

Fleet Mortgages launches two-year trackers, Keystone offers cashback deal

Mortgage and rental spending up 2% year on year: Barclays

Virgin Money cuts fixes by up to 0.14%

Movin Legal joins BDLA

Swap rate fall offers ‘light on horizon’ for mortgage loans: Octane Capital

‘Static’ UK economy faces inflation pressures: BoE Bailey

L&G Mortgage Club launches digital mortgage solution

Suffolk and Principality announce rate changes

UK mortgage lending growth to double this year: EY

Quick Quiz: Questions and answers

Govt launches new mortgage guarantee scheme

Mortgage Strategy’s Top 10 Stories: 10 Feb to 14 Feb

Editor’s Note: More notice, please

Fixed rate mortgage reductions take centre stage: Moneyfacts

Blog: Heavy refurb: what brokers need to know

Tech Watch: Old is out — in with the new

CMA unveils plans to speed up merger probes

Nationwide lowers rates for remo and switchers

TSB increases maximum LTI multiple for new builds

Barclays lifts new mortgage lending 5% to £24bn

Homeowner and landlord possessions rise: MoJ

Number of landlords using ltd co structures doubles over 5 years

Market Watch: Make mortgages great again

Michelle Lawson, director and personal mortgage and protection adviser, Lawson Financial

Renters’ Rights reform will fail without effective enforcement: NRLA

Landbay launches product transfer offering, Virgin cuts fixed rates

ModaMortgages partners with LMS

Affordable housing and rogue landlords part of £350m Govt initiative

LendInvest Mortgages cuts resi and BTL rates, TSB relaunches products

West One Loans debuts landlord AVMs, cuts rates

2024: A stable year for mortgage networks

Barclays becomes latest lender to launch sub-4% mortgage rates

Santander launches sub-4% rates on two- and five-year resi mortgages

Landbay reduces rates by as much as 0.30%

FOS chair Baroness Manzoor to step down

BoE Bailey warns of ‘reaction’ against regulation

TSB hires Calder as secured lending director

Vida Bank appoints Sinclair as chair

NatWest, Paragon Bank and Fleet Mortgages make rate cuts

Greatest choice of low deposit mortgages since 2020: Moneyfacts

Housing supply eases but buyers ‘hesitant’: Knight Frank

Co-op Bank and TSB cut trackers and SVRs

Govt to sign reforms giving leaseholders greater home control

Thirdfort buys Homeppl rental check platform

Buckinghamshire BS appoints Smith as telephone BDM

Average annual service charge hits £2.3k: Hamptons

FOS cuts City fees, introduces claims management company charges

Martin steps down from TMA role

Mortgage Strategy’s Top 10 Stories: 03 Feb to 07 Feb

Surveyor Belleveue Mortlakes joins BDLA

FOS chief becomes fourth watchdog head to suddenly quit post

Govt launches consultation on lifting EPC standards in rented homes

Blog: How to implement AI without fear

Santander, Virgin Money and Clydesdale cut tracker and SVR rates

FIBA adds Saffron for Intermediaries to lender panel

Bank of England cuts interest rate to 4.5%

Peers call on FCA to pull ‘name and shame’ plan

Renters’ Rights Bill moves to Whole House stage

LISA ‘marmite’ product needs reform, say investors

Black & White Bridging expands relationship team with four hires

Principality BS appoints Strong to BDM for Midlands

Linear Financial Solutions head Fraser announces retirement

Homebuyers benefitting from greater mortgage choice: Alexander Hall

Rob Jupp shares turmoil of losing first business

Clydesdale Bank cuts resi rates by up to 28bps

Treasury Committee opens inquiry into AI in financial services

Molo and Aldermore trim prices

Major rate cuts at Halifax and Barclays plus reprice at Leeds

One in five landlords plan portfolio downsize in 2025: Octane

One Mortgage System pilots real-time second charge sourcing software

MAB aims to double market share and mulls move to FTSE

Trump tariffs raise prospect of four Bank of England rate cuts in 2025

Barclays launches new resi products, trims rates

Santander extends ERC new product waivers to 9 months

Cardiff, Birmingham and Plymouth top landlords’ hotspot list

PMS Mortgage Club adds Lendco to panel

Banco Santander chair says UK bank ‘not for sale’: Report

The Right Mortgage unveils BTL adviser accreditation scheme

Blog: Is interest-only ready for a comeback?

High fees, marketing and advice quality among FCA broker focus

Mortgage Strategy’s Top 10 Stories: 27 Jan to 31 Jan

Opinion: Brokers getting up to speed with later life lending

Dudley BS and Co-op make selected rate cuts

MPC preview: Cut on the cards to ease growth fears

House price growth softens to 4.1%: Nationwide

Market Financial Solutions loan book hits £2.4bn

Half a million pensioners are still paying off their mortgages: SunLife

Skipton Building Society partners with Uinsure

Pepper introduces limited edition remo deal; Atom cuts rates

Needham Financial starts operations backed by Cornerstone

FOI request points to marked drop in DA numbers

LSL appoints CEO designate Castleton, posts higher trading

Industry reacts to Reeve’s push for growth

Editor’s note: Learning lessons for life

Lloyds Banking Group to close 136 branches

Average lifetime mortgage house values increase 25%: Pure Retirement

Nationwide confirms rate changes across range

UTB doubles its max resi mortgage to £2m

Landbay and Coventry for intermediaries announce rate cuts

Easing mortgage rules lifts default risk, binds regulator’s hands: Moody’s

Folk2Folk hires Hamshire as relationship manager

Buy-to-Let Watch: Your knowledge is crucial

Recognise Bank appoints Luxmore as chief commercial officer

Public stake in NatWest falls to 8%

UTB hires Thomson to lead build-to-rent finance

First fall in rents since pre-pandemic: Rightmove

Together reappoints Fourie as corporate sales director

Govt releases planning paper for ‘faster, less costly’ major projects

Lewis appointed head of operations at Afin Bank

Paragon Bank launches BTL mortgage origination platform

Commercial Watch: Time to rise to the occasion

Mortgage Strategy’s Top 10 Stories: 20 Jan to 24 Jan

Lenders increase and cut mortgage rates keeping averages stable: Moneyfacts

Lloyds Bank CEO Nunn forecasts 3 rate cuts in 2025: Report

Gatehouse Bank introduces new BTL deals for expats

Blog: Beyond Confidence: Fixing the UK’s mortgage affordability crisis

One in five of sellers unaware they’re delaying own transaction: Moverly

Pennycook confirms changes to leaseholder ownership rule

Open banking body to be set up to handle recurring payments: FCA

One in four releasing funds to cover debt and mortgage: Pure Retirement

Canada Life AM appoints James as head of UK property

Mortgage affordability improves for second month in row: Stonebridge:

Mansfield BS cuts discounted rates by up to 0.6%

FCA calls on Govt to lay out acceptable level of mortgage defaults

Virgin Money cuts SVRs, Co-op Bank drops resi fixes by up to 35bps

Blog: Renters’ Reform could be calamitous for tenants

Aldermore and Raw Capital unveil new products

Suros Capital lifts broker fees to 3% until March

Nationwide appoints Govan and Bedell to its intermediary relationships team

Handelsbanken appoints McDonald to head up intermediary business

TAB promotes Reid to sales director and expands leadership team

PRA proposes easing capital buffers for smaller banks

Borrowers facing mortgage payments into their 70s increases 156%: Quilter

Metro Bank lifts maximum BTL loan sizes

Host of promotions at Market Financial Solutions

Merrett outlines Alexander Hall rebrand

Foundation appoints Jones as national account manager

Tuscan rebrands to Allica Bank and expands team

Twenty7tec hires Beattie and Howard and promotes two

HTB introduces restricted holiday let products

Principality pulls resi loans, Metro Bank to reprice

Mortgage Strategy’s Top 10 Stories: 13 Jan to 17 Jan

Mortgage rules may be eased to boost growth: Report

Prices for average fixed rate deals continue to rise: Moneyfacts

Property market shows ‘positive signs’ in early 2025 : Zoopla

Royal London hires Hudson as non-exec director and board chair

Housing committee MP Amesbury pleads guilty to assault

Cambridge BS and Newcastle for Intermediaries make changes to lending criteria

Total mortgage searches went up 7.96% in 2024: Twenty7tec

Second charge loans up 29% to £159m in November: FLA

Lenders gloomy over house purchase demand: BoE

Pivotal Growth buys Northern Ireland protection business

United Trust Bank launches second charge mortgage range at 90% LTV

Strong increase in agreed sales in second half of 2024: Winkworth

Hong Kong nationals remain largest cohort of overseas UK property buyers

Aldermore reintroduces 95% LTV option and cuts rates

Try Mortgage Network adds specialist lender to panel

Hanley Economic BS launches fee-free tracker at 95% LTV

Inflation dips in December but pressure on homeowners remains

Siddiq resigns as City minister

One in four advisers plan to use AI systems in 2025

Castle Trust and StreamBank launch bridging products, cut rates

Intelligent Lending snaps up TotallyMoney

Growth in mortgage spending slows but consumer confidence dips: Barclays

Remortgage snapshot reveals average payment rise for Dec

Jones appointed to Just Mortgages recruitment role

Hampden & Co hires Wren as London banking director

Lib Dems call for emergency mortgage summit amid Bond market chaos

MPs to debate rent caps and upfront payments in Renters’ Rights Bill

New product launches target self-employed and bridge-to-let markets

MAB confirms two new appointments to boost growth

FSCS management expenses edge higher as levy climbs almost 50%

Mortgage Strategy’s Top 10 Stories: 06 Jan to 10 Jan

TML cuts buy-to-let rates

Zoopla improves property listings with flood and crime search

Twenty7tec rolls out Natwest integration to all Velocity users

MPowered Mortgages cuts 3-year purchase, remo fixes by up to 30bps

Brokers ‘steered’ borrowers to loans that raised rate hike pain: BoE

TSB announces rate changes across range

Foundation launches remortgage fee-assisted legal service

LiveMore overhauls lifetime range with new products

Aspen Bridging cuts loans by up to 80bps, lifts maximum loan size

Rental yields rise at slower pace in 2024: Fleet

Lendco joins TMA lender panel

Pivotal Growth buys Watts Commercial Finance

Vida Homeloans launches 97% LTV 3 & Easy range

Treasury Committee to probe if LISA ‘fit for purpose’

Gen H kickstarts 2025 with rate reductions

Savills and Knight Frank diverge on 2025 house price growth

TSB adds renter and landlord discount mortgage

Hanley Economic BS launches weekly broker case forum

House prices slip in December but post 3.3% rise over 2024: Halifax

MHBS lowers rates and relaxes criteria

Virgin Money revamps products; Melton BS scraps self build charges

Demand for prime London property rallied in Q4

HSBC broadens energy efficient loan from broker-only to direct

Seasonal slowdown across December searches: Twenty7tec

Pensions and Protection Podcast: Defining Value with Gregor Sked

Renters’ Rights Bill moves to key report stage

Borrowers stressed by broken mainstream market: Together

HSBC joins Halifax and Leeds BS in January rate cuts

Mortgage approvals dip in November: BoE

Land Registry staff vote to strike ahead of stamp duty changes

Hotel of Mum and Dad can help FTBs exit rental sector 4 years quicker

New Rics head warns skills shortage may ‘derail’ drive for new homes

Coventry Building Society completes £780m Co-op Bank takeover

Leeds BS reduces rates by up to 0.21%

Christmas message from Mortgage Strategy

Blog: Reasons to be positive for BTL in 2025

Mortgage industry predictions for 2025

Mortgage Strategy Top 10 Stories 2024

Blog: How changes to Stamp Duty could impact mortgage market in 2025.

Mortgage Strategy’s Top 10 Stories: 16 Dec to 20 Dec

Blog: BTL- lessons learned from 2024

Slight dip in fixed rates in Xmas run up: Moneyfacts

Blog: How brokers can overcome complexity

Industry reaction to BoE rate hold

Optimism for resi and commercial in 2025: Atom Bank

News Analysis: Conditional selling causes fury

UK housing market beat expectations in 2024: Halifax

Average house prices went up by 3.4% in October: ONS

Steady demand shapes London rental market in 2024: Foxtons

Skipton International CEO Jim Coupe to retire in 2025

Councils handed wider powers to license landlords

Unmet demand will need to be addressed as the ER market recovers: ERC

Calling all brokers – have your say on lenders’ service levels

Blog: Housing target scepticism and the value of aligned approaches

Funding 365 appoints Sykes head of relationship management

Finova strengthens senior leadership team

Penrith BS joins Simplybiz lending panel

House prices dip but activity remains buoyant: Rightmove

Comment: Fair pay for a fair day’s work?

MPC rate preview: Holding the line until next year

Blog: AI in Mortgages: Revolution or just another pretender?

Third of public expect borrowing costs to rise: BoE survey

Inflation preview: Food, energy and rents push living costs higher

Blueprint shows how 12 new towns could create 550,000 homes

Halifax to trim rates by up to 17 bps

Loughborough adds saving boost option to later life deals

Market Harborough and Vida cut rates by up to 30 bps

Buyer demand increases despite interest rate rises: Rics

FCA outlines improvements for company Consumer Duty reports

Principality cuts rates by up to 13bps, LiveMore by as much as 30bps

More than half of landlords are looking to expand portfolios: UTB

LMS invests in Moverly to enhance home buying process

Paragon reduces BTL rates; Accord trims resi and BTL rates

Halifax adds free EPC tests to green home loans

Stafford BS removes LTI restrictions

Comment: ‘Cradle to retirement’ advice

YBS cuts rates by up to 0.27%, launches best buy mortgage

Mortgage Charter has supported 1.7m borrowers since its launch

Together relaunches Premier proposition with Clay returning as director

Twenty7tec upgrades Nationwide APPLY functionality

Rayner defines planning overhaul ‘to get Britain building’

LendInvest sees first-half mortgage lending jump 67% to £487m

Five-year fixes see biggest monthly rise since August 23: Moneyfacts

L&G appoints Hyett partnerships director as Beardmore retires

Older tenants privately renting increases 66% in last decade: Paragon

House prices ‘unaffordable’ across all nations but Northern Ireland: ONS

Berkeley posts first-half home transactions down by ‘a third’

Mortgage Strategy’s Top 10 Stories: 02 Dec to 06 Dec

Precise launches limited edition products

MPC’s Dhingra calls for deeper rate cuts

Aviva agrees to buy Direct Line in sweetened £3.6bn deal

House prices reach record high in November at £298,083: Halifax

NRLA partners with Homebox

Buckinghamshire BS pulls 5-year resi loan as applications surge

Scottish Budget: Reaction to second homes tax rise

Lomond acquires Kinleigh Folkard & Hayward

Stamp duty receipts tumble 27% amid mini-Budget fallout: HMRC

Leeds BS unveils Income Plus for FTBs

OneDome buys Coreco

OECD tips rates to stay higher for longer after Budget

Day in the Life of… Adrian Brocklehurst, underwriting manager at Vernon Building Society

Nottingham relaxes expat and foreign buyer criteria

Lending rises 15% in Q3: UK Finance

Just Mortgages promotes Robson to senior compliance job

Dudley BS launches range of two-year fixes

BBVA ‘neutral’ on possible TSB sale

Rosemount Financial Solutions focuses on AI tech with new appointments

House prices rise 0.9% in Q3: Benham and Reeves

NatWest on fast track to full private ownership return: CEO

OMS adopts Lopay flexible payment system

Virgin and TSB announce product changes

Landbay launches eight limited edition remortgage products

HSBC and Gen H announce cuts across ranges

Two in five mortgages set to run into retirement: LCP

Comment: Let’s put our heads together

Paragon launches limited edition BTL rates from 4.74%

Finova Broker adds Norton Broker Services to lending panel

UK house prices rebound strongly over month: Nationwide

TSB appoints Armengol as new CEO

Principality BS changes rates, MPowered Mortgages trims loans

Mortgage Strategy’s Top 10 Stories: 25 Nov to 29 Nov

Tembo raises £14m to boost services and launch new products

Charman replaces Sinclair to lead Ami

Transactions jump 10% to over 91,600 in September: HMRC

Mortgage payments top 40% of average salaries for third month: Stonebridge

Building societies mortgage balances rise by £11.7bn: BSA

West Brom BS first-half mortgage lending jumps 41% to £646m record

Together appoints three as regional account managers

Dudley BS and Hodge announce product launches

Direct Line rejects Aviva £3.3bn takeover offer

New FCA plan to cut costs and ‘refine’ line between advice and guidance

Over half of later life consumer calculators display ‘incorrect’ data: ERG

Halifax launches 1.5yr fixed product, TSB makes rate changes

Nationwide posts 45% jump in lending amid Virgin Money takeover

Help to Buy ISA home sales slows to 11,000 in Q2: Govt

UTB hires Russell-Blackburn as Scottish BDM

CHL introduces limited edition BTL range

Report highlights later life housing cliff edge

Furness BS and Co-op announce product changes

Crystal adds Aspden as director of marketing

PRA and FCA launch consultation on pay for senior bankers

Gen H, L&G and Rightmove launch valuations engine

LiveMore lifts LTV to 75% on standard interest-only home loans

KRFI launches sub 4% BTL product

BoE begins biggest overhaul in 30 years of rate-setting framework

Sticky inflation means ‘gradual’ rate cuts: BoE’s Lombardelli

Simply Conveyancing partners with Moverly to offer new platform

Revolut to enter European mortgage market

BM Solutions offers 80% LTV green option

Marsden Building Society add two 95% LTV deals to mortgage offering

Mortgage Strategy’s Top 10 Stories: 18 Nov to 22 Nov

Fixed-rates continue upward trajectory: Moneyfacts

Aldermore changes criteria for BTL remortgages

Bridging Watch: Dev exit? Entry is this way

95% of property professionals expect Govt to miss housebuilding target

MQube shares its AI chatbot with a number of lenders

NatWest raising rates by 10 bps

Cash buyers securing discounts of up to £86,000

Vida announces product launches and criteria changes

Just Mortgages appoints Catnott as area director

Skipton appoints Farrell-Roberts head of mortgage lending

eKeeper launches as finova Broker

October stock levels see biggest increase in four years: Foxtons

West One adds new credit tiers, boosts LTVs and criteria

Hinckley & Rugby unveils 5-year fixed BTL for Ltd companies

October inflation rises sharper than expected to 2.3%: ONS

Markets predict October inflation to rise above BoE 2% target

Conveyancers see “astonishingly low” levels of return customers

Bojo partners with LifeSearch to offer protection advice

Fleet cuts price of five-year fixed rates

UTB promotes Chris Pedlar to new role

Landlords seeing value in commercial property: Shawbrook

Comment: Making intelligent use of AI

Gen H and Catalyst Property Finance lower rates

Homebuyers to pay 110% more stamp duty by 2030: Coventry BS

Atom cuts commercial rates by up to 0.76%

Afin Bank appoints Kenmir as independent NED

Comment: Remaining flexible in the face of predictability and uncertainty

Watchdogs open review on financial services consumer compensation

Mortgage Strategy’s Top 10 Stories: 11 Nov to 15 Nov

Dobson handed CFO role at Tandem Bank

Week of lenders raising rates: Moneyfacts

Poor GDP data ‘opens door’ to rate cuts, say economists

Private new housing takes a hit in Q3: ONS

Less red tape allows financial firms to drive for growth: Chancellor

Law Society calls for £4.3m legal aid boost for renters

Lenders pull sub-4% loans amid ‘higher for longer’ rate environment

Trump victory may have positive impact on UK housing market: SLE

Aviva posts strong Q3 trading, but equity release sales fall

TSB lifts rates by up to 0.30%

Mortgage repossessions jump 56% in Q3: MoJ

Average property valued 3.8x the average annual household income: Zoopla

‘Not a cat’s chance in hell’ of reaching 1.5m housing target: Whittaker

Inflation pressure may slow pace of rate cuts: MPC’s Mann

Scots house prices hit new peak but market recovery slow

Together lifts revolving securitisation to £1bn

MAB adds April Mortgages to its panel

Mortgage lending to grow 1.6% in 2024: EY

Nationwide and Virgin become latest lenders to lift rates

Penrith BS returns to expat BTL and holiday let market

Santander, HSBC and TSB all increase rates despite BoE cut

UTB asset finance to boost Scottish footprint, hunts for BDM

MPowered cuts two- and three-year fixes by up to 0.28%

Cooperative bank cuts tracker, SVR rates by 25bps

Homes England appoints Boylan as interim chief executive

Tech Watch: Staying static is not an option

Santander outlines raft of rate changes across range

House prices forecasted to rise 3% in 2025: Hamptons

Two-thirds of landlords not meeting proposed EPC ‘C’ targets: Foundation

Dudley BS launches two-year discount resi mortgage products

BoE must look beyond Budget inflation spike for rate cuts: Pill

Mortgage Strategy’s Top 10 Stories: 04 Nov to 08 Nov

Homes England chair and CEO to step down

Shawbrook lifts loan book 18% to top £15bn for first time

Housing committee MP Amesbury charged with assault

United Trust Bank reveals new brand identity

StepChange sees average arrears per client increase 68%

Forecast Finance acquires Aedesia

Industry reacts to BoE base rate cut

Second charge loans jump 37% to £149m in September: FLA

Bridging completions reach record £1.79bn in Q3: BDLA

LendingMetrics secures investment from LDC

Virgin, Clydesdale hike rates by up to 32bps ahead of BoE rate decision

Chancellor reiterates growth “hinges” on planning reforms

Industry vote opens for Mortgage Strategy Awards 2025

FCA vows to ease ‘unnecessary’ business costs in Consumer Duty review

Average five-year fix down 0.67% from 12 months ago: Rightmove

Together launches flexible BTL and commercial arrangement fees

Landlord Q3 profits highest in almost two years: Paragon

Market Watch: How will the markets react to the Budget?

J.C. Flowers acquires Pepper Advantage

Conservatives name Hollinrake as shadow housing secretary

Bluestone Mortgages launches residential affordability calculator

AMI action plan calls for more personalised protection

Goodlord launches platform to handle Renters’ Rights Bill changes

One to One: Interbridge Mortgages chief executive Jonny Jones

Homes England signs £54m deal to build affordable rental homes

Cladding crisis will take 10 years and £17bn to fix: NAO

Most landlords undeterred by Budget SDLT tax rise

MPC preview: Rate cut pace to slow

Mortgage Strategy’s Top 10 Stories: 28 Oct to 01 Nov

Halifax and Coventry latest to change rates post- Budget

Stamp duty change will lead to ‘jump’ in transactions: Nationwide

1 in 5 FTBs paying stamp duty – now set to rise: Coventry BS

MPowered and LiveMore pull products as markets react to Budget

October rents down by over 12%: Goodlord

Budget 2024: Goldman Sachs pares rate cut forecast

FCA and PSR boards appoint Potter as chair to decision-making committee

Paragon Bank pulls selection of BTL rates this afternoon

Aviva appoints Nixon as head of strategic protection accounts

Stamp duty receipts jump 20% in Q3: HMRC

Principality Intermediaries lifts rates by up to 0.18%

Budget 2024: OBR lifts forecast for mortgage rates and house prices

Budget 2024: ‘too early to say’ if planning reform will boost housing, warns OBR

Budget 2024: Right to Buy discounts to fall and social rents to rise

Bank of Ireland grows UK mortgage lending by £84m

Virgin Money CFO Abrahams resigns as part of Nationwide £2.9bn merger

Build-to-rent investment hits £800m in Q3: Savills

Santander UK delays full Q3 results, mortgage lending falls

Perenna joins Mortgage Intelligence Group mortgage panel

Stamp duty to catch 93% of homes if changes go ahead

Metro Bank and TSB announce rate changes

Hashime handed Black & White Bridging role

Podcast: Unlocking the World of Super Prime Lending with Islay Robinson

Rates move up and down at major lenders this week

Rents in 30% of councils aren’t “affordable”: ONS

Budget will face ‘harsh light of fiscal reality’: PM

A few welcome rate reductions in a mixed week: Moneyfacts

One to One: Tom Chaplin, head of mortgages, EMEA, at nCino

Goldman Sachs forecasts £25bn Budget tax hike

Coventry updates resi calculator and cuts buy-to-let rates

Natwest reports stronger profits and mortgage lending for Q3

Lendco joins In Partnership panel, Iress welcomes Zurich to The Exchange

Chancellor to outline £50bn investment boost in Budget ‘reset’: Reports

Financial services complaints jump but mortgage disputes plummet: FOS

Beavis takes on consultancy role following Sesame Bankhall departure

LSL hires Martin as marketing director

Barratt Redrow trading update points to better times ahead

Atom bank extends commercial mortgage rate discount

Prime home sales tumble ahead of Budget: Knight Frank

Nationwide launches up to £20K at 0% interest for green additional borrowing

ER market sees two successive quarters of growth for first time in two years: ERC

Govt backs call to allow owners to challenge ‘poor quality’ new homes

Afin Bank to offer resi and BTL mortgages next year after receiving banking licence

UK business named as key unit in HSBC overhaul

Growth in second charge lending outpaces market over 1, 2 and 5 years: Pepper Money

Stamp duty receipts up as all eyes on the chancellor

Net growth in new firms in Q3 and YTD: Network League Table

Crystal Specialist launches green home improvements hub with Propflo

New BTL limited companies jump 28%: Hamptons

HSBC and Aldermore announce rate and product changes

Product availability rises but borrowers yet to benefit from lower rates: Octane

Podcast: Navigate the Changing Mortgage Market with Confidence: A Guide for Brokers with Together

AI Meets Mortgages: MortgagX is Redefining Brokering for a Smarter, Digital Future

Mortgage Strategy’s Top 10 Stories: 14 Oct to 18 Oct

Beverley Building Society accepts non-UK nationals for resi loans

Rates rise across fixed products this week: Moneyfacts

Gatehouse brings back BTL top slicing for expats and international residents

Comment: Lowering the ladder for first-time buyers

UTB Mortgages makes promotions within new lending and underwriting teams

Suffolk BS to accept multi-currency applications

LSL Group’s Hollingworth talks to MIMHC

Inflation and wage growth data set rate cut hopes at fever pitch

FCA to review ‘rising prices’ in home and motor insurance markets

L&G appoints Mason and Worgan to senior roles

Record high rents as landlords eye imminent Budget: Rightmove

Wage growth eases to two-year low, fuels rate cut hopes

Treasury secures £550m housing investment from asset manager trio

Marsden increases LTV on retirement mortgages

Housebuilder Bellway upbeat for 2025 despite drop in profits

NatWest increases new business and additional borrowing rates by 0.30%

Interest rates will not go close to zero again: Lloyds

Fast & Flexible Lending International launches

Leeds Building Society hires Andy Alvarez

TSB launches 1yr fixed product transfer range

Bucks BS reprices across BTL, holiday let and FTB deals

Halifax, Keystone become latest lenders to pull products

Blog: Subdued pre-Budget market could give way to pent-up demand

AI supporting the advice process; not replacing it: MBE 2024

Construction bounces back to rise 0.4% in August: ONS

Chancellor draws up plans to lift CGT to 39%: Report

Mortgage Strategy Awards 2025 self-nominations now open

MT Finance secures £275 million investment from Centerbridge Partners

Inflation risks around the corner might put kibosh on future rate cuts: BoE

TSB fined £11m for treatment of over 200,000 customers in arrears: FCA

Paragon Bank promotes Wilde as national sales manager

Up to 3.8 million households open to downsizing: Barclays

House prices rising overall for first time in two years: Rics

LIFT-Financial acquired by Brooks Macdonald for £45m

Reprice round up: Molo, Coventry, co-op and LiveMore

Lenders reprice as rate cuts come to ‘abrupt halt’: Broker reaction

Market Watch: There’s still much to play for

Foundation’s BTL arm adds HMO and MUFB products

Housing market treads water in September: e.surv

Bridging Watch: Bridging is in good health

News Analysis: A Budget wishlist

United Trust Bank cuts second charge mortgages by up to 164bps

Move to end fixed-term tenancies will push up rents: Propertymark

LSL hires Thirlwell director of transformation and change

FCA to probe consolidation in advice market

NACFB appoints Higginbotham as CEO

Top five tax Budget hike concerns: Hargreaves Lansdown

UTB Mortgages hands Luhman director role

Haddrill to leave DG role at FLA

Four in ten working households cannot afford average home prices: Zoopla

UK Finance calls for stamp duty rebates for green homes in Budget

BoE’s Pill contradicts Bailey over pace of rate cuts

UK construction grows at fastest pace for 2.5 years

Blog: Don’t stereotype downsizers

NatWest cuts rates by up to 0.15%

New BoE rate stance may lead to ‘low 3%’ home loans by end of year: Brokers

Construction starts struggle to maintain post-Election boost: Glenigan

Barclays launches FTB deals, reduces loans by up to 50bps

HSBC cuts rates by up to 25bps, launches high-value loan range

Santander reduces fixed rates by up to 0.29%

Markets risk ‘sharp correction’ but mortgage holders remain ‘resilient’: BoE

Virgin Money lowers selected fixed rates by up to 0.25%

London prime rents see growth ease to three-year low: Savills

West One Loans appoints Worswick and Nugent as BDMs

Beverley BS hires head of new business

TSB announces changes to resi and BTL options

Suffolk Building Society to pay retention proc fees

Nationwide completes £2.9bn Virgin Money takeover

Rents break £1,400 barrier for third successive month: Goodlord

Rayner more than doubles target for new London homes to 81,000 a year

REA pulls £6.2bn proposal to buy Rightmove

Chorley BS adds to shared ownership range

The Cumberland launches affordability calculator

Adverse credit impacted 8.3m in three years, study finds

Mortgage Strategy’s Top 10 Stories: 23 Sept to 27 Sept

Skipton BS cuts rates on across residential mortgage range

Keystone cuts rates on swathe of BTL products

Coventry reduces owner occupier rates

Virgin Money cuts rates by up to 0.15%

MFS added to Brilliant Solutions lender panel

Payment regulator slashes fraud refund to £85,000 from £415,000

LiveMore cuts rates by up to 0.35%

Fleet Mortgages unveils range of two-year EPC A-C fixes

Hinckley & Rugby introduces new broker portal

TSB did not breach ‘mortgage prisoner’ contracts, High Court rules

Noble to replace Mielczarek as CEO of Chetwood

Catalyst launches AVM and desktop bridging range

Bank should adopt ‘cautious’ approach to further rate cuts: MPC’s Greene

Average two-year fixes down 114bps from year ago: Rightmove

Square 4 joins Equity Release Council

Rightmove rejects third £6.1bn takeover bid from REA

Belmont Green announces third securitisation deal this year

Century Capital hires Fordham as head of loan management

Folk2Folk hires Howard to lead broker-focused deals

Interbridge Mortgages partners with Mambu

MAB first half shows profits and market share up

BoE’s Bailey expects rates to come down ‘gradually’

Govt plans ‘brownfield passport’ to boost urban development

Accord Mortgages cuts rates up to 32bps, YBS Commercial by 15bps

Royal London ER rolls out principal product on Advise Wise

NatWest makes rate cuts of up to 0.60%

Rightmove will ‘carefully consider’ third £6.1bn REA Group takeover offer

PM+M buys Ribble Valley Mortgages

Lendco expands lending criteria

Family BS cuts 5-year landlord offer by up to 30bps

Mortgage Strategy’s Top 10 Stories: 16 Sept to 20 Sept

BoE’s Mann voted hold to avoid ‘boogie-dance’ with rates

Market Harborough signs industry mental health charter

IHT receipts from start of tax year up £0.3bn

Commercial Watch: A gap in the market

SVR falls below 8% for first time in a year: Moneyfacts

Prospective FTBs underestimate homebuying process length: Aldermore

BoE keeps interest rates on hold

Suffolk BS lowers rates on expat holiday let rates

Planning and stamp duty overhaul needed to solve housing crisis: UK Finance

Day in the Life of… Amy Beart, head of underwriting at OSB Group

Metro Bank updates mortgage employment and income criteria

LSL grabs larger share of mortgage applications in H1

Leeds BS increases support for limited company BTL lending

Foxtons points to strong summer lettings market

Saffron confirms rate reductions of 40bps

Newbury BS cuts resi, expat, landlord rates by up to 30bps

Property Ombudsman updates mould guidance for renters and landlords

SimplyBiz-owner Fintel sees acquisitions dent profit, lift sales in H1

Gen H appoints Ward as chair

Barclays Mortgage Insider: What’s shaping the UK economy in the next six months?

YBS urges Chancellor to fix ‘broken’ housing market ahead of Budget

Skipton unveils dozen new 80% LTV deals

Comment: Season of opportunity

Santander extends sub-4% deals, launches resi and landlord PT cuts

OMS extends Experian tie-up to boost affordability tests

KSEYE launches bridging range

Interest rates to hit 3% in 2025: Goldman Sachs

The Loans Engine names Zammit as CEO

MPC rate preview: Hold, for now

Editor’s Note: Now it’s time for the pay-off

Tenants outnumber properties by 21 to 1: Zoopla

Together appoints Rowntree as CEO

Phoebus Software joins Equity Release Council

Clydesdale announces rate cuts on 2 and 5-year fixes

Second charge business value increases 30% in July

Foundation completes £550m securitisation

Pepper cuts rates by up to 100bps

Housing market shows promise moving into final quarter: Rics

One in eight women with joint mortgages face ‘financial abuse’

Tax rises on landlords in Budget could push rent crisis ‘beyond repair’: Octane

Keystone cuts fixed rates by up to 25bps

Hanley Economic partners with The Modern Builder on self-build

July construction figures down but industry remains positive

Mortgage Charter has supported 1.4m borrowers since launch

Ami kicks off search for new CEO

Reeves targets up to £20bn of tax hikes: Goldman Sachs

Gen H hikes rates by up to 29bps and other lenders reprice

Movera invests in Collaborative Conveyancing

Mortgage advances near 17% rise in Q2: BoE

BDM returns to Molo

Santander and Clydesdale update affordability and criteria

Prime London rental growth lowest for 3 years: Knight Frank

Renters’ Rights Bill set for Commons reading this week

Average fixes fall, mortgage shelf-lives rise: Moneyfacts

Twenty7tec secures £16.5m investment from BGF fund

Some firms doing ‘bare minimum’ to comply with AR rules: FCA

MPowered announces cuts to three-year range

Mortgage Strategy’s Top 10 Stories: 02 Sept to 06 Sept

Santander for Intermediaries launches mortgage offers app

Fleet adds products and cuts rates in HMO range

Virgin, Halifax, BM, NatWest and Fleet join rate reprice

Haysto appoints Magill as chief commercial officer

Santander confirms resi and BTL rate cuts

Royal London rolls out whole of market equity release advice service

Rise in ex-rental properties listed for sale before Budget

Stonebridge hires Berry as national recruitment manager

UTB hires Jenkinson to property development division

Payment regulator proposes slashing fraud refund to £85,000 from £415,000

August mortgage searches ease compared to July: Twenty7tec

Tembo brings back cashback bonus payment to cash LISA

Saffron launches professional mortgage range up to 5.5x LTI

Brokers sceptical of Cleverly’s stamp duty pledge

Acre and Smoove launch Scottish conveyancing panel

Landlords worried about inflation, energy bills and EPCs

Paradigm creates four new business development directors

Access FS hires Jones as mortgage sales and marketing director

MFS cuts rates on bridging, BTL and fusion deals

Shawbrook sees growing landlord interest in MUFBs

Barclays and HSBC to cut rates

Key promotes East to advice director

NatWest cuts resi and remo new business rates by up to 19bps

YBS research shows generation giving up on home-owing

Treasury sells further shares in NatWest to take stake below 18%

Halifax cuts product transfer future dating window to four from six months

Quieter week for rate cuts: Weekly rate watch

Principality and TML cut rates by up to 48bps

Transactions rise 7% year on year: HMRC

Blog: How brokers can boost local brand awareness

Chancellor urged to lift CGT to match higher rate income tax: IPPR

Product complaints jump 70%, building insurance disputes hit 10-year high: FOS

Clydesdale Bank cuts rates by up to 0.42%

Key Advice rolls out Air platform to all advisers

Later life lending values down: UK Finance

Virgin Money cuts resi and BTL rates by up to 28bps

MPowered Mortgages cuts rates on core products

Over 20% of newly listed homes in inner London are former rentals: TwentyCi

Pepper increases maximum age for earned income and age at end of term

LendInvest trims residential rates

Pound lifts to 2-year high as BoE ‘cautiously optimistic’ on inflation

Housing market to see boost from rate cut: Octane

Family gifts to homebuyers jump by £1bn to new high

Major rise in London rental properties being sold: TwentyCi

OSB opens new energy-efficient office

Accord reduces rates on resi loans by up to 35bps

Mortgage Strategy’s Top 10 Stories: 19 Aug to 23 Aug

Bills set to jump by £558 in least energy-efficient homes: Rightmove

SPF Study shows areas of highest and lowest cash purchases

Blog: Reforming the homebuying process through open data

Refresh Mortgage Network launches fixed-fee broker model

Q4 set to be busy time for remortgages: LMS

Former Stonebridge chief Bloomer body recovered from sunken superyacht

Foundation makes significant cuts across residential range

Bank of Mum and Dad paying £58,000 deposit – but sons get more

Molo new BTL rates start from 4.15%

Guarantees underpin 44k mortgages but uptake has slowed

Home purchases with Help to Buy Isas fall 14%

Accord Mortgages reduces BTL products by up to 0.20%

Perenna slashes rates and cuts minimum term

Former Stonebridge chief Bloomer missing in yacht disaster

Landlords ‘concerned’ over high finance costs despite BoE rate cut: Finbri

Homebuyers look more at transport links than property size post-Covid: MFS

Pepper and Mortgage Marketing Forum launch market mingle event

Sard handed banking retail role at Shawbrook

Virgin reduces BTL rates by up to 15bps, Halifax by up to 32bps

Blog: Simple SEO tips to get your teeth into

Average personal guarantee demand stands at £424,140: Purbeck

Bank of Mum and Dad gifts and loans hit £9.4bn in 2023: Savills

Together cuts rates by up to 25bps, Principality reduces SVR by 17bps

Mortgage Strategy’s Top 10 Stories: 12 Aug to 16 Aug

Chancellor confirms Taylor will join Monetary Policy Committee

Brokers frustrated as Natwest reduces online-only rates further

Homeowners who took out loans on eve of Truss Budget face £320 a month hike

MFS joins HLPartnership’s panel of lenders

Just Mortgages boosts self-employed division by 25% in Q2

Base rate cut opens door to 2.5% house price growth in 2024: Savills

Mansfield BS appoints South of England BDM

Days to find a buyer rise but completion times reduce: TwentyEA

Aviva equity release sales tumble 54% in H1

Clydesdale Bank lowers selected core and exclusive products

Landlords will sell if rent controls introduced: NRLA

Nationwide ups maximum LTV for new build house purchases

Inflation rise does not deter traders betting on two more rate cuts this year

Inflation increases to 2.2% in July: ONS

Co-op and Halifax announce rate cuts

Nationwide makes rate cuts to start home loans at 3.83%

Precise launches broker mobile app

Sedgwick succeeds Rowntree as Paragon mortgages MD

Butterfield hires two to its client relationship team

Bridging lending reaches highest Q2 figure on record at £2.01.8m: Bridging Trends

Virgin Money cuts rates to under 4% while Leeds BS lowers rates by up 0.30%

HSBC ups maximum lending tiers on resi mortgages for new builds and flats

NatWest offers 3.89% loans, Santander reduces rates by up to 27bps

Landlords enjoy record yields but have rent control concerns: Foundation

UK must not be ‘seduced’ into thinking inflation battle over: MPC’s Mann

April Mortgages backs FTBs through capital raising changes

Mortgage Strategy’s Top 10 Stories: 05 Aug to 09 Aug

One to One: Russell Anderson, customer retention and partnerships director, Paragon

Blog: Why rebranding ‘bridging loans’ as ‘short term lending’ is now essential

Halifax latest big lender to offer rates below 4%

Halifax confirms changes in foreign currency mortgage business

Blog: How AI can work within later-life lending

Persimmon posts solid numbers and brighter new homes outlook

Sunnier outlook on housing market: Rics

Swansea BS integrates with Knowledge Bank’s sourcing platform

Bath BS increases proc fee for resi and BTL

Vida cuts rates by up to 0.35% across multiple ranges

New Leaf adds MFS to its lender panel

BrokerIQ launches new client engagement product

NatWest’s sub-4% direct deal frustrates brokers

Chancellor fuels rumours of CGT hike in TV interview

Digital transformation creates new experiences for GCC-based UK investors

Buy-to-let purchases fall to lowest level for eight years

Busiest day of the year for home moves revealed

Oz lender ColCap takes full ownership of Molo

TMW makes BTL rate cuts of up to 45bps

MPowered cuts rates and brings in new LTV tiers

Hamptons reveals post-election trends for buyers and sellers

Paragon Bank exceeds £3bn in development finance lending

Developers urge Govt to set council targets to tackle planning issues: Shawbrook

Podcast: Unlocking the Potential of Second Charge Mortgages with Rob Barnard

Buy-to-Let Watch: Administrators: A vital support system

Mortgage Strategy’s Top 10 Stories: 29 Jul to 02 Aug

‘Unauthorised’ broker charged with fraud

Industry backs up-front surveys to speed up home sales

Rosemount network recruits 12 AR firms

Darlington BS launches reversionary rate and announces affordability update

Yorkshire BS cuts rates by up to 0.25%

Industry welcomes base rate cut with ‘huge sigh of relief’

Leeds BS reports stronger lending and increased profit

Keystone and BM Solutions make BTL rate cuts

Halifax Intermediaries cuts rates by up to 33bps

Zephyr introduces 80% BTL mortgage range

HSBC grows mortgage market share

Perenna joins TMA’s lender panel

Average rent surges past £1,400 barrier for first time: Goodlord

Paragon reports new business is higher than expected

UTB offers free vals for Premier Club members

House prices should see 2% increase in 2024: Zoopla

Stonebridge hires Matt Buckland and James Porter

Budget to fall on Oct 30 as Reeves slams £22bn ‘black hole’

Local housing targets will jump more than 50%: Reports

Comment: Combining tech with people

Santander launches improved broker website

Mortgage borrowing doubles to £2.7bn in June: BoE

Co-operative Bank H1 new mortgage applications beat whole of 2023

Rent controls ‘off the table’ in Renters’ Rights Bill: Savills

Weekly rate watch: two-year fixes fall 9bps

Kensington launches deals with diminishing rate

Yorkshire Building Society mortgage lending lifts 24% in H1

Misselling waiver could boost long-term fixes: economist

Nottingham BS home loans jump 15% in H1

Tembo Money partners with April Mortgages

West One enhances first charge resi product proposition and criteria

Increase in new customers drives 15% rise in later life lending: ERC

Martin Lewis asks new chancellor to help mortgage prisoners

Majority of public ‘see no impact from FCA consumer rules’

Skipton to cut rates by up to 20bps

Average five-year fix 1.22% lower than last year: Rightmove

A quarter of adults have missed a bill in the past year

Lowest five-year fixes go below the 4% mark: Moneyfacts

Former L&C Mortgages CEO Alan Young joins Simply Conveyancing

Nationwide brings back sub-4% home loans

Fintel hires Miller as board consultant

Building levels must double to meet govt pledge: NHBC

April Mortgages introduces higher LTI limits

Virgin Money cuts rates by up to 0.45%

Skipton unveils new first time buyer range

West One and HSBC announce rate cuts

BTL lending falls by more than half in 2023: UK Finance

ModaMortgages hires Morgan for BDM role

Gen H cuts resi rates by up to 30bps

Mortgage Strategy’s Top 10 Stories: 15 Jul to 19 Jul

Asking to sold market value gap grows to 17.1%: Yopa

West One to cut BTL rates by up to 25bps on Monday

Home payments delayed by ‘global payments issue’

MIMHC calls for ‘systemic change’ after latest survey results

Halifax, Leeds and Kensington to cut prices tomorrow

Accord, Clydesdale and Bank of Ireland in latest round of rate cuts

HTB appoints heads of underwriting and new business

Sticky inflation deals blow to August rate cut hopes

Gen H expands income booster eligibility to include wider family and friends

Rise in landlords exiting market or downsizing portfolios: TwentyEA

Furness cuts rates by up to 24 bps

Redwood Bank promotes Sam Taylor to BDM

Chorley adds later life and buy-to-let deals

Canada Life appoints Crook as group protection MD

Welsh housing minister resigns in protest

Easing food prices sees traders bet on two base rate cuts in 2024

New build-to-rent homes up by 24% year on year

Land Registry portal to give clearer timescales

Saffron to cut rates by up to 60 bps and launch new deals

Comment: Making smart use of AI

RAW Capital Partners hires Stevens as head of credit

Rosemount Financial Solutions partners with 7IM investment platform

Sellers cut prices to beat summer slump: Rightmove

Borrowers are playing the waiting game, but the property market can’t afford to play along

Experts to debate Government housing strategy at new event

Mortgage Strategy’s Top 10 Stories: 08 Jul to 12 Jul

Propertymark to continue working with Welsh govt on new legislation

Glenigan expects post-election boost for UK housing

Pivotal Growth takes on Morrison Ward Associates in 12th acquisition

Some two-year deals 146 bps cheaper than last year: Rightmove

Alternative Bridging boosts broker support team

More lenders cut rates including Barclays, Perenna and others

Blog: How brokers can support the rise in adverse credit customers

Fordham becomes MD for home ownership at NatWest

Pepper trims rates on five-year resi deals

Property buyers fix on rate cuts ahead of politics: Handelsbanken

Johnson appointed area director for Broker Conveyancing

Metro Bank launches into limited company BTL with rates from 3.99%

Daniel Hobbs appointed CEO of New Leaf Distribution

Keystone intros limited edition landlord range

Gen H confirms homebuying bundle rate reductions

Mortgage brokers key for FTB market access: Principality

Second charge loans hit highest month for value in 19 months

Market Watch: Housing at the top table?

FTBs more ‘resilient’ than landlords and movers under rates pressure: Savills

Virgin Money cuts rates by up to 22bps, Skipton by 33bps

Nationwide cuts purchase, remo rates by up to 30bps

Santander updates ‘switch now’ policy for product transfers

Dudley BS sees gross lending fall in testing year

Low-deposit deals hit two-year high: Moneyfacts

New chancellor announced as Rachel Reeves

Industry ready to work alongside Rayner to meet housing challenge

Weekly rate watch: Major lenders cut fixes

Mortgage Strategy’s Top 10 Stories: 01 Jul to 05 Jul

Mutuals set out plan to meet Labour pledge to ‘double’ sector

String of former housing ministers unseated in miserable night for Tories

Nine out of ten FTBs unaware of affordable home schemes: Barratt

Lendco enhances bridging offering, promotes Palmer

Yorkshire Building Society cuts rates by up to 20bps

Tories lose nearly half of homeowner votes since 2019 election

Family BS reduces rates on interest only and BTL

Election won’t impact most landlords’ portfolio plans: Foxtons

Rents outside of London reach record high of £1,316 pcm: Rightmove

Rental turnover sits at 10% in least active postcodes: Zero Deposit

Residential by Foundation reduces rates by up to 30bps

Private Label relaunches with ‘affluent professional borrowers’ range

Stonebridge hires Darby as protection account manager

Halifax cuts resi rates by up to 19bps, TMW by as much as 30bps

Accord cuts selected BTL products by up to 0.40%

Accord lowers resi rates by up to 0.10%

Precise launches new products, LendInvest makes rate cuts

April Mortgages hires Pagan as product director

Redwood Bank hires Pallis as BDM in Scotland

Clydesdale Bank cuts rates by up to 73bps, Accord by 40bps

Harpenden BS cuts rate by 0.30%

Approvals slip, gross lending rises for fourth month in a row: BoE

Weekly rate watch: Lenders tweak prices

Mortgage Strategy’s Top 10 Stories: 24 Jun to 28 Jun

Foundation intros limited edition BTL loans, cuts resi deals by up to 30bps

Chetwood Financial hires Morris as distribution director

Significant payment increase for those remortgaging in May: LMS

Mortgage rates between 3.5% and 4.5% will be ‘new normal’: Lloyds CEO

Atom Bank hires Gareth Jones as chief risk officer

April Mortgages confirms partnership with SPF Private Clients

Suffolk BS launches shared ownership loan, cuts holiday let and expat deals

CHL introduces limited edition BTL range from 3.95%

More than 18m homes have EPC of D or below: Rightmove

Phoenix Group explores SunLife sale

NatWest cuts deposits for new-build buyers by £20,000

LendInvest Mortgage launches bridge-to-let process

Borrowers sitting tight for better deals amid rate cuts: Lenders Live

HSBC set to be latest major lender to cut rates

LSL Property Services appoints Stoop to board as non-exec

Perenna partners with Air

Mansfield updates expat BTL criteria

Tembo adds bonus cashback up to £300 to its cash LISA

Labour planning reforms ‘technically difficult, politically painful’: IFS

Mortgage Business Accelerator: Martin O’Callaghan, head of marketing, HLPartnership

Together promotes Ward to personal finance head of intermediary sales

Target hires Spencer to spearhead Mortgage Hub drive

Land Registry completed applications up 6.6% in May

Mortgage Strategy’s Top 10 Stories: 17 Jun to 21 Jun

One to One: Karen Rodrigues, head of sales, Market Financial Solutions

Mansfield BS extends mortgages to 10-storey tower blocks

Precise boosts criteria across landlord range

Virgin Money confirms rate changes on selected deals

BoE rate reaction: August cut ‘still on the table’

Nottingham BS lowers rates on foreign national and expat products

Atom bank cuts rates on prime products by up to 0.15%

Housing market sentiment declines as affordability barriers continue: BSA

Half of HMO landlords use properties as sole income source: Landbay

FCA delays publication of politically exposed persons review

SNP launches housing-lite manifesto

Private rents went up 8.7% in May: ONS

House prices lift for second month in a row to £281,000: ONS

West One Loans hires Merrey as regional account manager

Mortgage experts ‘surprised’ by BoE figures on high LTI lending: Lenders Live

Atom boosts new mortgage lending by 20% to £1.6bn

Half of FTBs consider shared ownership to get on property ladder: TML

Editor’s Note: What is it that keeps you here?

EPCs ‘riddled with inaccuracies’: Which?

LiveMore removes maximum age and increases term on standard mortgages

Skipton International goes lives on Iress’ Xplan Mortgage and Trigold

UK home values hit £342bn, returns to pre-pandemic level

Increase in listings creates more balanced lettings market in May: Foxtons

Melton BS launches new 80% LTV mortgages

Phoebus joins Imla as associate member

BoE rate preview: High wages and sticky inflation point to rate hold

Mortgage Strategy’s Top 10 Stories: 10 Jun to 14 Jun

Cost of fixed rates continues to edge upwards

Growing numbers think rate cut would boost economy: BoE

Rosemount appoints Hereford Wealth and Financial Planning as new AR

CHL Mortgages cuts rates and enhances BTL criteria

Sinclair steps down as Ami chief exec after 16 years

Developers want better FTB support from next govt: Shawbrook

Labour manifesto: Pledges to bulldoze complex planning rules

Conveyancing scams rise by 29%: Lloyds Bank

Virgin Money mortgage balances fall 2% in H1

Solutions by Foundation launches HMO Plus product range

Next govt must prioritise overhaul of LISA rules for FTBs: MPowered

Starling Bank posts 4.1% loan book slide to £4.7bn

Bluestone’s Beddall leaves sales director’s post for Australian return

Mutuals hold top spot in broker satisfaction survey

Mortgage Charter take up tops 1 million since launch

Black & White Bridging appoints Greg Applewhaite

Spending on rent and mortgages rises 6.3%: Barclays

High LTI lending tumbles to 8-year low, arrears jump: BoE

Interbridge enters second charge market with Aro Money

Downward price pressures continue to ease; e.surv HPI

NatWest revamps BTL calculator, portfolio assessments and stress tests

Rachel Dixon, mortgage adviser at RH Dixon

Commercial Watch: Move over, doom-mongers

MAB appoints Mike Jones as non-exec chairman

NatWest raises and cuts new business landlord loans by up to 20bps

Hilco Real Estate Finance joins the ASTL

Property Ombudsman handles record enquiries, pays out £1.5m

Rent rises slow to 30-month low

Lenders increasing rates outnumber those cutting: Moneyfacts

Kensington loosens professional criteria, debuts two products

Second charge new business levels up in April

Skipton BS and TSB announce rate changes

House price growth to remain muted until rate cuts are made: Savills

Buy to Let by Foundation unveils limited edition five-year fix

Virgin Money launches 2- and 5-year fixed exclusives

Santander online broker service to suffer outage over weekend

Butterfield Mortgages hires Titley as relationship manager

Mortgage market will march on undeterred by election: Octane

Gen H to show brokers credit commitments during client applications

Vistry agrees £580m deal with Blackstone, Regis to build rental homes

Santander hires Morris as head of homes

Pepper Money promotes Alex Hall

Newcastle for Intermediaries revamps broker hub

HSBC hikes resi and BTL rates

Monzo mortgage tracker tops 200,000 users, in talks over home loan sales

Mortgage borrowing down in Q1 despite application growth: UK Finance

UK household debt burden set for ‘sharp rise’: Fitch

Mortgage Strategy’s Top 10 Stories: 27 May to 31 May

Treasury sells £1.2bn NatWest stake

Blog: Keeping the mental health conversation going.

Rented housing demand three times higher than pre-Covid

NatWest reduces resi and BTL switcher rates by up to 40bps

Nationwide cuts switcher rates by up to 31bps

Paragon sales director Moray Hulme retires

Barclays rate cut sees five-year resi fixes start at 4.39%

Co-operative sector urges next govt to back purpose beyond profit businesses

Habito launches broker retrofit tool for homeowners

Newcastle Intermediaries cuts BTL rates, Furness reprices resi range

UK built 234,400 homes this year, 70 fewer than 2022: DLUHC

Mortgage approvals rise for first time in four months: BoE

Metro Bank in exclusive talks with Barclays over £3bn mortgage book

Santander cuts new business, product transfer resi loans by up to 29bps

Bank of Ireland hires two national account managers

Family buyers supporting sluggish prime London market

Asking price discounts hit five-year high: Zoopla

NatWest cuts new business resi, BTL rates by up to 40bps

Funding 365 resi bridging prices start at 0.74%

TMW cuts rates across Limited Company and HMO ranges

Dudley Building Society appoints chief risk officer

West Brom to offer 40-year mortgages

L&G Ignite partners with Norton Broker Services

MHBS launches no-fee mortgage range

Mortgage Strategy’s Top 10 Stories: 20 Nov to 24 Nov

Lenders compete on price over fixed mortgage rates

Insurance Watch: Comprehensive solutions

Paragon Bank cuts fixed rate BTL by up to 40bps

Record IHT receipts set to top £47bn: OBR

HSBC’s Beardshaw elected Imla management committee chair

OBR forecasts reveal barriers to homeownership set to increase

Chancellor “misses open goal” to reform stamp duty and help downsizers

Pepper Money cuts rates on resi and home product ranges

Paul Brett leaves Landbay after seven years

BSA chief frustrated no move on Lisa for housebuyers

Nationwide cuts resi rates by up to 43bps, launches five-year fix at 4.43%

Chancellor unlocks housing benefit rent freeze

Chancellor scraps Class 2 National Insurance charge

Lendco reduces landlord rates by up to 63bps

Skipton Talks with Mortgage Strategy: Mortgage Revolution: Green Innovations & Inclusion Insights

Suffolk reveals cuts across fixed rate deals

Scottish house prices ‘stabilise’ rising 1% to £224,497: Walker Fraser Steele

SimplyBiz Mortgages adds Market Financial Solutions to lender panel

Santander adds 3-year resi loans, cuts home and BTL prices by up to 25bps

FHL introduces BTL F2 Extra products following pilot

NatWest cuts switcher rates by up to 40bps

Bridging Watch: How quick is quick?

London sees improvement in rental affordability over last five years

Short of ideas on lack of housing

Gen H cuts rates by up to 50bps, launches sub-5% loans

Landbay cuts rates on two and five-year fixed products

TMW cuts rates across let-to-buy ranges

Mortgage Strategy’s Top 10 Stories: 13 Nov to 17 Nov

Precise cuts rates and Aldemore unveils BTL deals

Kent Reliance boosts HMO criteria, cuts landlord rates by up to 30bps

Govt support for first time buyers crucial: Coventry BS

Newbury cuts resi rate by up to 40bps, TAB reduces bridging prices

Portfolio landlords still bullish despite market fears

News Analysis: Policy reversals and uncertainty but room for hope

Two guilty of arranging £3m fraudulent mortgage applications

Tenth of lifetime mortgage cash releases for day-to-day living

CMA looks at whether landbanks and planning rules hold back new homes

Santander hires McCooey as BDM for Devon and Cornwall

Sirius Finance appoints Lloyd-Hayward as managing director

UK house prices fall in Sept but market remains resilient

Santander head of mortgages Fordham to leave after 28 years

The Mortgage Works cuts landlord rates by 30bps

Halifax offers sub-5% five-year loans, cuts rates by up to 46bps

OMS joins Mortgage Marketing Forum

West One makes cuts of up to 40 bps across BTL range

Just Mortgages appoints new digital marketing manager

Comment: The rise in product transfers

Housing minister Maclean sacked in reshuffle

HL Partnership joins with Property Circle on lead generation platform

Landlord sell-off eases, except in Scotland: Hamptons

Paragon Bank cuts five-year fixed-rate by up to 20bps

News analysis: Packagers – an expert pair of eyes

71% of landlords report rising tenant demand

Mortgage Strategy’s Top 10 Stories: 06 Nov to 10 Nov

Vida cuts landlord rates by up to 40bps

Blog: Time for a long-term action plan on housing

Construction lifts in September after falling for two months: ONS

Aldermore raises maximum home loan borrowing age to 75

NRLA demands courts speed up possession claims

No fault evictions hit seven-year high amid Section 21 abolition delays

Landbay and Accord Mortgages cut BTL rates by up to 30bps

Bridging lending hits new record

Nationwide cuts resi rates by up to 38bps, prices start from 4.64%

Self-nominations open for the Mortgage Strategy Awards 2024

Marathon mortgages top half of broker searches in October: Twenty7tec

Assured Futures rebrands to Howden Life and Health

HSBC announces cut to mortgage rates

Fleet Mortgages reduces cost of five-year fixes

NatWest reduces rates for resi and BTL borrowers by up to 57bps

King’s Speech: Key details left blank in leaseholder and rent reform Bills

Pepper Money launches limited edition range for credit repair

Tough times for Persimmon but hopes for improved sales

Coventry for intermediaries reduces rates by up to 36bps

CMA sets out solutions to estate management concerns

Rated for Service Returns: It’s time to have your say

Mortgage lending to slump to lowest growth in a decade: EY ITEM Club

Construction output falls, housebuilding declines sharply: PMI

Self-employed not applying for mortgages as expect rejection

Broker Focus: Lewis Shaw, owner, Shaw Financial Services

MPowered Mortgages reduces 2- and 3-year fixed rate products

Mortgage Strategy’s Top 10 Stories: 30 Oct to 03 Nov

Day in the Life of… Tony Hall, head of business development, Saffron for Intermediaries

Suffolk Building Society launches BTL and self-build products

Homes England sets out case to boost housebuilding

Rents top £1,280 in ‘bleak’ October picture: HomeLet

Bank of England holds base rate: Industry reaction

Mortgage activity picks up in October: Twenty7tec

Consumer Duty targets second charge mortgages and marketing: FCA

Platform and Foundation Home Loans trim mortgage rates

Harpenden Building Society increases proc fees to 0.30%

Gen H lowers resi rates by up to 27bps

NatWest cuts landlord stress rates, reduces prices by up to 40bps

Melton Building Society targets first-time buyers with shared ownership product range

Molo Finance to use landlord income and ICR in affordability assessments

Accord adds tracker mortgages without early repayment charges

Barclays cuts resi rates by up to 26bps, HSBC reduces home and BTL offers

Mortgage arrears jump by almost a quarter in Q3: Pepper Advantage

Scottish Widows pulls out of resi, remo markets to focus on later life lending

Rents drop 11% as summer heat subsides

Finova adds Molo to lending panel

Three-quarters of landlords plan rent rises: Deposit Protection Service

LV= partners with Scottish Widows to launch two later life products

HSBC UK sees mortgage lending lift £4bn in 2023

TMW reduces rates across BTL range

Newcastle expands BTL range with new five-year products

NHMB and PRIMIS announce new partnership

Selected fixed rate cuts from Coventry

Virgin launches 2- and 5-year resi exclusives, cuts rates by up to 15bps

Energy performance certificate filings fall 7% in Q3: DLUHC

Mortgage Business Accelerator – Richard Dana, co-founder and chief executive, Tembo

House prices to fall by 4% in last quarter of 2023

Santander mortgage lending slumps £10bn in 2023

TSB raises rates on 2-, 3-year purchase and remo loans by 20bps

TSB raises rates on 2-, 3-year purchase and remo loans by 20bps

Molo Finance launches loans for non-resident landlords for UK lets

Lloyds sees profits rise despite ‘mortgage headwinds’

Commercial Watch: Armageddon or anticlimax?

TSB pulls 2-year resi and remo deals in ‘urgent withdrawal’

Lendlnvest brings back 90% LTV resi loans, cuts rates by up to 45bps

Right Mortgage appoints new compliance chief

Housing Watch: Let’s share a proven scheme

StreamBank joins Loans Warehouse bridging lender panel

Where is everyone going to live if landlords leave?

Autumn Statement options could assist first time buyers

Vistry trading update reinforces pressures on UK housebuilders

LiveMore adds lifetime loan with broad property criteria

Movera new brand name for ONP Group

The HS2 decision fallout and how the property sector will respond

Mortgage Strategy’s Top 10 Stories: 16 Oct to 20 Oct

Newbury BS cuts resi rates by up to 30bps for new and existing borrowers

Precise adds 70% LTV resi loans, Kent Reliance launches BTL products

Castle Trust Bank raises title insurance limit to £3m

Feature: Reflecting on the infamous Mini-Budget, one year on

Newcastle re-enters two-year 95% LTV market

MPowered Mortgages trims three-year fixed rates

Halifax introduces 3-year remortgage offers

Tenet exit sad day for industry: Network Consulting

Hometrack launches homes and rental comparables product

Somo hires Marsland as relationship director for Wales

Vida cuts rates by up to 70bps, Reliance boosts key worker range

Barratt points to tough times as homebuyers stretched

The Mortgage Works loosens criteria for portfolio landlords

Industry draws few positives from inflation update

FSCS names Martyn Beauchamp as interim CEO

Barclays makes further rate cuts across product range

News analysis: Do housebuilding promises offer much hope for FTBs?

LiveMore secures deal with five packagers

LSL’s Round to take non-exec roles at Primis and TMA

Average BTL delivering yields of just 3.4%

Interest-only product searches surge 51%: L&G

L&C partners with Brilliant Solutions on complex cases

Podcast: Property Wealth & Family Support

London rental supply grows 10% year-on-year: Foxtons

Leeds reveals further mortgage rate improvements

Mortgage Strategy’s Top 10 Stories: 09 Oct to 13 Oct

Halifax issues further round of resi rate cuts

Weekly rate watch: Fixes continue to fall

Coventry expands 90% product range and cuts rates

Hampshire Trust Bank provides £1.2m specialist buy-to-let loan

Blog: Corporation tax hike will only impact biggest buy-to-let landlords

Leeds BS offers new first-time buyer mortgage

Lenders pay out £47m for failing to help financially-distressed borrowers

Brokers graduate from Just Mortgages programme

SmartSearch appoints new strategic alliances manager

Bevan Money focuses on key worker mortgages

Accord Mortgages relaxes interest-only lending

SortRefer launches bridging referrals product

Legal & General pays out £883m protection claims

Equity release lending slumps 61% to £722m in Q1: Key

Somo joins Finova lending panel

HBSG releases Property Data Trust Framework v2.0

Owner-occupiers drive rise in England’s 25.2 million homes

Phoebus agrees Aviva equity release contract

Homeowners could save £200 by remortgaging after just six months

Atom bank appoints Rochford as chair

Govt data reveals average UK house price £285k

90% of over 50s believe equity release misconceptions

Spring Finance CEO Diamond leaves after 10 months

West One cuts resi lifetime tracker rates by up to 20bps

Private renters twice as likely to fall into debt: StepChange